The typical owner-occupied home in Clarksville is worth about $118,800, 53% below the Pennsylvania median of $254,500 and 64% below the national median of $332,700. Owners pay a median $1,370 a year in property taxes, about 1.15% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $89,545 a year, so the median home costs 1.3 times the median income (3.3 times for Pennsylvania). 91% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Clarksville at a glance
| Clarksville | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $118,800 | $254,500 | $332,700 |
| Median property tax paid per year | $1,370 | $3,311 | $3,119 |
| Property tax as a share of value | 1.15% | 1.30% | 0.94% |
| Median household income | $89,545 | $77,971 | $80,734 |
| Homes lived in by their owners | 91% | 69% | 65% |
| Owner homes with a mortgage | 52% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,178 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 17.3% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1938 | 1965 | 1980 |
| Vacant homes | 4.9% | 9.2% | 10.1% |
| Population | 219 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Clarksville
At this week's average 30-year rate of 7.11%, buying the median Clarksville home of $118,800 with 20% down costs about $803 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,001, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $34,401 for the 20%-down payment. That payment is 11% of the median Clarksville household income of $89,545; at that income and 20% down, the 28% guideline points to a home of about $309,000.
| Down payment | $23,760 |
|---|---|
| Loan amount | $95,040 |
| Principal and interest | $639 |
| Property taxes (1.15% a year) | $114 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| PMI | $0 |
| Total per month | $803 |
Change the numbers in the calculator
| Down payment | $4,158 |
|---|---|
| Loan amount | $116,648 |
| Principal and interest | $785 |
| Property taxes (1.15% a year) | $114 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| FHA mortgage insurance | $53 |
| Total per month | $1,001 |
Change the numbers in the calculator
Questions about home buying in Clarksville
What is the median home value in Clarksville?
About $118,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Clarksville?
Homeowners pay a median $1,370 a year, which is about 1.15% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Clarksville?
For the median home with 20% down at 7.11%, the payment is about $803 a month. Keeping that under 28% of gross income takes about $34,401 a year.
More about Clarksville
- Mortgage Refinance in Clarksville
- Debt Relief in Clarksville
- Home Equity Loans in Clarksville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data