The typical owner-occupied home in Mather is worth about $101,500, 60% below the Pennsylvania median of $254,500 and 69% below the national median of $332,700. Owners pay a median $1,065 a year in property taxes, about 1.05% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $46,012 a year, so the median home costs 2.2 times the median income (3.3 times for Pennsylvania). 90% of occupied homes here are lived in by their owners, and 22% of those owners still have a mortgage.
Mather at a glance
| Mather | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $101,500 | $254,500 | $332,700 |
| Median property tax paid per year | $1,065 | $3,311 | $3,119 |
| Property tax as a share of value | 1.05% | 1.30% | 0.94% |
| Median household income | $46,012 | $77,971 | $80,734 |
| Homes lived in by their owners | 90% | 69% | 65% |
| Owner homes with a mortgage | 22% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $821 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 15.8% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1938 | 1965 | 1980 |
| Vacant homes | 12.9% | 9.2% | 10.1% |
| Population | 509 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Mather
At this week's average 30-year rate of 7.11%, buying the median Mather home of $101,500 with 20% down costs about $677 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $846, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,029 for the 20%-down payment. That payment is 18% of the median Mather household income of $46,012; at that income and 20% down, the 28% guideline points to a home of about $161,000.
| Down payment | $20,300 |
|---|---|
| Loan amount | $81,200 |
| Principal and interest | $546 |
| Property taxes (1.05% a year) | $89 |
| Homeowners insurance (our estimate, 0.5% a year) | $42 |
| PMI | $0 |
| Total per month | $677 |
Change the numbers in the calculator
| Down payment | $3,552 |
|---|---|
| Loan amount | $99,662 |
| Principal and interest | $670 |
| Property taxes (1.05% a year) | $89 |
| Homeowners insurance (our estimate, 0.5% a year) | $42 |
| FHA mortgage insurance | $45 |
| Total per month | $846 |
Change the numbers in the calculator
Questions about home buying in Mather
What is the median home value in Mather?
About $101,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Mather?
Homeowners pay a median $1,065 a year, which is about 1.05% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Mather?
For the median home with 20% down at 7.11%, the payment is about $677 a month. Keeping that under 28% of gross income takes about $29,029 a year.
More about Mather
- Mortgage Refinance in Mather
- Debt Relief in Mather
- Home Equity Loans in Mather
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data