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Buying a home in Unionville, Pennsylvania

The typical owner-occupied home in Unionville is worth about $122,800, 52% below the Pennsylvania median of $254,500 and 63% below the national median of $332,700. Owners pay a median $1,338 a year in property taxes, about 1.09% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $61,354 a year, so the median home costs 2.0 times the median income (3.3 times for Pennsylvania). 79% of occupied homes here are lived in by their owners, and 31% of those owners still have a mortgage.

Unionville at a glance

Unionville Pennsylvania U.S.
Median home value $122,800 $254,500 $332,700
Median property tax paid per year $1,338 $3,311 $3,119
Property tax as a share of value 1.09% 1.30% 0.94%
Median household income $61,354 $77,971 $80,734
Homes lived in by their owners 79% 69% 65%
Owner homes with a mortgage 31% 58% 61%
Median monthly costs, owners with a mortgage $1,263 $1,762 $1,963
Those costs as a share of the owners' income 21.3% 19.4% 21.0%
Median rent $1,523 $1,209 $1,413
Rent as a share of renters' income 38.0% 29.2% 30.6%
Median year homes were built 1945 1965 1980
Vacant homes 5.6% 9.2% 10.1%
Population 238 13,018,639 334,922,499

What a typical home costs per month in Unionville

At this week's average 30-year rate of 7.11%, buying the median Unionville home of $122,800 with 20% down costs about $824 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,028, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $35,296 for the 20%-down payment. That payment is 16% of the median Unionville household income of $61,354; at that income and 20% down, the 28% guideline points to a home of about $213,000.

The median rent here is $1,523 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$24,560
Loan amount$98,240
Principal and interest$661
Property taxes (1.09% a year)$112
Homeowners insurance (our estimate, 0.5% a year)$51
PMI$0
Total per month$824

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3.5% down, 30-year FHA loan
Down payment$4,298
Loan amount$120,576
Principal and interest$811
Property taxes (1.09% a year)$112
Homeowners insurance (our estimate, 0.5% a year)$51
FHA mortgage insurance$54
Total per month$1,028

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Questions about home buying in Unionville

What is the median home value in Unionville?

About $122,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Unionville?

Homeowners pay a median $1,338 a year, which is about 1.09% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Unionville?

For the median home with 20% down at 7.11%, the payment is about $824 a month. Keeping that under 28% of gross income takes about $35,296 a year.

More about Unionville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data