The typical owner-occupied home in Exton is worth about $554,200, 2.2 times the Pennsylvania median of $254,500 and 67% above the national median of $332,700. Owners pay a median $4,949 a year in property taxes, about 0.89% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $120,697 a year, so the median home costs 4.6 times the median income (3.3 times for Pennsylvania). 29% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.
Exton at a glance
| Exton | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $554,200 | $254,500 | $332,700 |
| Median property tax paid per year | $4,949 | $3,311 | $3,119 |
| Property tax as a share of value | 0.89% | 1.30% | 0.94% |
| Median household income | $120,697 | $77,971 | $80,734 |
| Homes lived in by their owners | 29% | 69% | 65% |
| Owner homes with a mortgage | 64% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,960 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 18.1% | 19.4% | 21.0% |
| Median rent | $2,202 | $1,209 | $1,413 |
| Rent as a share of renters' income | 24.4% | 29.2% | 30.6% |
| Median year homes were built | 1995 | 1965 | 1980 |
| Vacant homes | 9.5% | 9.2% | 10.1% |
| Population | 6,772 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Exton
At this week's average 30-year rate of 7.11%, buying the median Exton home of $554,200 with 20% down costs about $3,624 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,548, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $155,334 for the 20%-down payment. That payment is 36% of the median Exton household income of $120,697; at that income and 20% down, the 28% guideline points to a home of about $431,000.
The median rent here is $2,202 a month, so owning the median home costs about $1,422 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $110,840 |
|---|---|
| Loan amount | $443,360 |
| Principal and interest | $2,983 |
| Property taxes (0.89% a year) | $411 |
| Homeowners insurance (our estimate, 0.5% a year) | $231 |
| PMI | $0 |
| Total per month | $3,624 |
Change the numbers in the calculator
| Down payment | $19,397 |
|---|---|
| Loan amount | $544,162 |
| Principal and interest | $3,661 |
| Property taxes (0.89% a year) | $411 |
| Homeowners insurance (our estimate, 0.5% a year) | $231 |
| FHA mortgage insurance | $245 |
| Total per month | $4,548 |
Change the numbers in the calculator
Questions about home buying in Exton
What is the median home value in Exton?
About $554,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Exton?
Homeowners pay a median $4,949 a year, which is about 0.89% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Exton?
For the median home with 20% down at 7.11%, the payment is about $3,624 a month. Keeping that under 28% of gross income takes about $155,334 a year.
More about Exton
- Mortgage Refinance in Exton
- Debt Relief in Exton
- Home Equity Loans in Exton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data