The typical owner-occupied home in Chadds Ford is worth about $516,300, 2.0 times the Pennsylvania median of $254,500 and 55% above the national median of $332,700. Owners pay a median $6,880 a year in property taxes, about 1.33% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $184,286 a year, so the median home costs 2.8 times the median income (3.3 times for Pennsylvania). 96% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Chadds Ford at a glance
| Chadds Ford | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $516,300 | $254,500 | $332,700 |
| Median property tax paid per year | $6,880 | $3,311 | $3,119 |
| Property tax as a share of value | 1.33% | 1.30% | 0.94% |
| Median household income | $184,286 | $77,971 | $80,734 |
| Homes lived in by their owners | 96% | 69% | 65% |
| Owner homes with a mortgage | 63% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,865 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 18.5% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1983 | 1965 | 1980 |
| Vacant homes | 8.3% | 9.2% | 10.1% |
| Population | 1,341 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Chadds Ford
At this week's average 30-year rate of 7.11%, buying the median Chadds Ford home of $516,300 with 20% down costs about $3,566 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,426, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $152,825 for the 20%-down payment. That payment is 23% of the median Chadds Ford household income of $184,286; at that income and 20% down, the 28% guideline points to a home of about $623,000.
| Down payment | $103,260 |
|---|---|
| Loan amount | $413,040 |
| Principal and interest | $2,779 |
| Property taxes (1.33% a year) | $572 |
| Homeowners insurance (our estimate, 0.5% a year) | $215 |
| PMI | $0 |
| Total per month | $3,566 |
Change the numbers in the calculator
| Down payment | $18,070 |
|---|---|
| Loan amount | $506,949 |
| Principal and interest | $3,410 |
| Property taxes (1.33% a year) | $572 |
| Homeowners insurance (our estimate, 0.5% a year) | $215 |
| FHA mortgage insurance | $228 |
| Total per month | $4,426 |
Change the numbers in the calculator
Questions about home buying in Chadds Ford
What is the median home value in Chadds Ford?
About $516,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Chadds Ford?
Homeowners pay a median $6,880 a year, which is about 1.33% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Chadds Ford?
For the median home with 20% down at 7.11%, the payment is about $3,566 a month. Keeping that under 28% of gross income takes about $152,825 a year.
More about Chadds Ford
- Mortgage Refinance in Chadds Ford
- Debt Relief in Chadds Ford
- Home Equity Loans in Chadds Ford
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data