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Buying a home in Nicktown, Pennsylvania

The typical owner-occupied home in Nicktown is worth about $171,600, 33% below the Pennsylvania median of $254,500 and 48% below the national median of $332,700. Owners pay a median $1,552 a year in property taxes, about 0.90% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $63,125 a year, so the median home costs 2.7 times the median income (3.3 times for Pennsylvania). 86% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.

Nicktown at a glance

Nicktown Pennsylvania U.S.
Median home value $171,600 $254,500 $332,700
Median property tax paid per year $1,552 $3,311 $3,119
Property tax as a share of value 0.90% 1.30% 0.94%
Median household income $63,125 $77,971 $80,734
Homes lived in by their owners 86% 69% 65%
Owner homes with a mortgage 56% 58% 61%
Median monthly costs, owners with a mortgage $1,708 $1,762 $1,963
Those costs as a share of the owners' income 27.9% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1954 1965 1980
Vacant homes 21.4% 9.2% 10.1%
Population 143 13,018,639 334,922,499

What a typical home costs per month in Nicktown

At this week's average 30-year rate of 7.11%, buying the median Nicktown home of $171,600 with 20% down costs about $1,124 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,410, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $48,158 for the 20%-down payment. That payment is 21% of the median Nicktown household income of $63,125; at that income and 20% down, the 28% guideline points to a home of about $225,000.

20% down, 30-year conventional loan
Down payment$34,320
Loan amount$137,280
Principal and interest$923
Property taxes (0.90% a year)$129
Homeowners insurance (our estimate, 0.5% a year)$72
PMI$0
Total per month$1,124

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3.5% down, 30-year FHA loan
Down payment$6,006
Loan amount$168,492
Principal and interest$1,133
Property taxes (0.90% a year)$129
Homeowners insurance (our estimate, 0.5% a year)$72
FHA mortgage insurance$76
Total per month$1,410

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Questions about home buying in Nicktown

What is the median home value in Nicktown?

About $171,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Nicktown?

Homeowners pay a median $1,552 a year, which is about 0.90% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Nicktown?

For the median home with 20% down at 7.11%, the payment is about $1,124 a month. Keeping that under 28% of gross income takes about $48,158 a year.

More about Nicktown

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data