The typical owner-occupied home in Ashville is worth about $96,900, 62% below the Pennsylvania median of $254,500 and 71% below the national median of $332,700. Owners pay a median $1,162 a year in property taxes, about 1.20% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $60,714 a year, so the median home costs 1.6 times the median income (3.3 times for Pennsylvania). 82% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.
Ashville at a glance
| Ashville | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $96,900 | $254,500 | $332,700 |
| Median property tax paid per year | $1,162 | $3,311 | $3,119 |
| Property tax as a share of value | 1.20% | 1.30% | 0.94% |
| Median household income | $60,714 | $77,971 | $80,734 |
| Homes lived in by their owners | 82% | 69% | 65% |
| Owner homes with a mortgage | 41% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,083 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 13.8% | 19.4% | 21.0% |
| Median rent | $485 | $1,209 | $1,413 |
| Rent as a share of renters' income | 27.5% | 29.2% | 30.6% |
| Median year homes were built | 1955 | 1965 | 1980 |
| Vacant homes | 28.8% | 9.2% | 10.1% |
| Population | 161 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Ashville
At this week's average 30-year rate of 7.11%, buying the median Ashville home of $96,900 with 20% down costs about $659 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $820, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,233 for the 20%-down payment. That payment is 13% of the median Ashville household income of $60,714; at that income and 20% down, the 28% guideline points to a home of about $208,000.
The median rent here is $485 a month, so owning the median home costs about $174 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $19,380 |
|---|---|
| Loan amount | $77,520 |
| Principal and interest | $521 |
| Property taxes (1.20% a year) | $97 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $659 |
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| Down payment | $3,392 |
|---|---|
| Loan amount | $95,145 |
| Principal and interest | $640 |
| Property taxes (1.20% a year) | $97 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $43 |
| Total per month | $820 |
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Questions about home buying in Ashville
What is the median home value in Ashville?
About $96,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Ashville?
Homeowners pay a median $1,162 a year, which is about 1.20% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Ashville?
For the median home with 20% down at 7.11%, the payment is about $659 a month. Keeping that under 28% of gross income takes about $28,233 a year.
More about Ashville
- Mortgage Refinance in Ashville
- Debt Relief in Ashville
- Home Equity Loans in Ashville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data