The typical owner-occupied home in Colver is worth about $94,600, 63% below the Pennsylvania median of $254,500 and 72% below the national median of $332,700. The median household earns $84,450 a year, so the median home costs 1.1 times the median income (3.3 times for Pennsylvania). 82% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Colver at a glance
| Colver | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $94,600 | $254,500 | $332,700 |
| Median property tax paid per year | – | $3,311 | $3,119 |
| Median household income | $84,450 | $77,971 | $80,734 |
| Homes lived in by their owners | 82% | 69% | 65% |
| Owner homes with a mortgage | 42% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $892 | $1,762 | $1,963 |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1938 | 1965 | 1980 |
| Vacant homes | 28.4% | 9.2% | 10.1% |
| Population | 559 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Colver
At this week's average 30-year rate of 7.11%, buying the median Colver home of $94,600 with 20% down costs about $635 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $793, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,224 for the 20%-down payment. That payment is 9% of the median Colver household income of $84,450; at that income and 20% down, the 28% guideline points to a home of about $293,000.
| Down payment | $18,920 |
|---|---|
| Loan amount | $75,680 |
| Principal and interest | $509 |
| Property taxes (1.10% a year) | $87 |
| Homeowners insurance (our estimate, 0.5% a year) | $39 |
| PMI | $0 |
| Total per month | $635 |
Change the numbers in the calculator
| Down payment | $3,311 |
|---|---|
| Loan amount | $92,887 |
| Principal and interest | $625 |
| Property taxes (1.10% a year) | $87 |
| Homeowners insurance (our estimate, 0.5% a year) | $39 |
| FHA mortgage insurance | $42 |
| Total per month | $793 |
Change the numbers in the calculator
Questions about home buying in Colver
What is the median home value in Colver?
About $94,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Colver?
For the median home with 20% down at 7.11%, the payment is about $635 a month. Keeping that under 28% of gross income takes about $27,224 a year.
More about Colver
- Mortgage Refinance in Colver
- Debt Relief in Colver
- Home Equity Loans in Colver
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data