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Buying a home in New Berlinville, Pennsylvania

The typical owner-occupied home in New Berlinville is worth about $169,500, 33% below the Pennsylvania median of $254,500 and 49% below the national median of $332,700. Owners pay a median $2,928 a year in property taxes, about 1.73% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $77,143 a year, so the median home costs 2.2 times the median income (3.3 times for Pennsylvania). 98% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.

New Berlinville at a glance

New Berlinville Pennsylvania U.S.
Median home value $169,500 $254,500 $332,700
Median property tax paid per year $2,928 $3,311 $3,119
Property tax as a share of value 1.73% 1.30% 0.94%
Median household income $77,143 $77,971 $80,734
Homes lived in by their owners 98% 69% 65%
Owner homes with a mortgage 64% 58% 61%
Median monthly costs, owners with a mortgage $2,126 $1,762 $1,963
Those costs as a share of the owners' income 26.3% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1938 1965 1980
Vacant homes 0.0% 9.2% 10.1%
Population 1,432 13,018,639 334,922,499

What a typical home costs per month in New Berlinville

At this week's average 30-year rate of 7.11%, buying the median New Berlinville home of $169,500 with 20% down costs about $1,227 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,510, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,593 for the 20%-down payment. That payment is 19% of the median New Berlinville household income of $77,143; at that income and 20% down, the 28% guideline points to a home of about $249,000.

20% down, 30-year conventional loan
Down payment$33,900
Loan amount$135,600
Principal and interest$912
Property taxes (1.73% a year)$244
Homeowners insurance (our estimate, 0.5% a year)$71
PMI$0
Total per month$1,227

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3.5% down, 30-year FHA loan
Down payment$5,932
Loan amount$166,430
Principal and interest$1,120
Property taxes (1.73% a year)$244
Homeowners insurance (our estimate, 0.5% a year)$71
FHA mortgage insurance$75
Total per month$1,510

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Questions about home buying in New Berlinville

What is the median home value in New Berlinville?

About $169,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in New Berlinville?

Homeowners pay a median $2,928 a year, which is about 1.73% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in New Berlinville?

For the median home with 20% down at 7.11%, the payment is about $1,227 a month. Keeping that under 28% of gross income takes about $52,593 a year.

More about New Berlinville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data