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Buying a home in Mount Aetna, Pennsylvania

The typical owner-occupied home in Mount Aetna is worth about $333,900, 31% above the Pennsylvania median of $254,500 and about the same as the national median of $332,700. Owners pay a median $4,309 a year in property taxes, about 1.29% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $81,023 a year, so the median home costs 4.1 times the median income (3.3 times for Pennsylvania). 91% of occupied homes here are lived in by their owners, and 70% of those owners still have a mortgage.

Mount Aetna at a glance

Mount Aetna Pennsylvania U.S.
Median home value $333,900 $254,500 $332,700
Median property tax paid per year $4,309 $3,311 $3,119
Property tax as a share of value 1.29% 1.30% 0.94%
Median household income $81,023 $77,971 $80,734
Homes lived in by their owners 91% 69% 65%
Owner homes with a mortgage 70% 58% 61%
Median monthly costs, owners with a mortgage $1,468 $1,762 $1,963
Those costs as a share of the owners' income 23.0% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1968 1965 1980
Vacant homes 0.0% 9.2% 10.1%
Population 544 13,018,639 334,922,499

What a typical home costs per month in Mount Aetna

At this week's average 30-year rate of 7.11%, buying the median Mount Aetna home of $333,900 with 20% down costs about $2,295 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,851, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $98,357 for the 20%-down payment. That payment is 34% of the median Mount Aetna household income of $81,023; at that income and 20% down, the 28% guideline points to a home of about $275,000.

20% down, 30-year conventional loan
Down payment$66,780
Loan amount$267,120
Principal and interest$1,797
Property taxes (1.29% a year)$359
Homeowners insurance (our estimate, 0.5% a year)$139
PMI$0
Total per month$2,295

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3.5% down, 30-year FHA loan
Down payment$11,686
Loan amount$327,852
Principal and interest$2,205
Property taxes (1.29% a year)$359
Homeowners insurance (our estimate, 0.5% a year)$139
FHA mortgage insurance$148
Total per month$2,851

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Questions about home buying in Mount Aetna

What is the median home value in Mount Aetna?

About $333,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Mount Aetna?

Homeowners pay a median $4,309 a year, which is about 1.29% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Mount Aetna?

For the median home with 20% down at 7.11%, the payment is about $2,295 a month. Keeping that under 28% of gross income takes about $98,357 a year.

More about Mount Aetna

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data