The typical owner-occupied home in Fleetwood is worth about $220,200, 13% below the Pennsylvania median of $254,500 and 34% below the national median of $332,700. Owners pay a median $3,983 a year in property taxes, about 1.81% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $93,276 a year, so the median home costs 2.4 times the median income (3.3 times for Pennsylvania). 72% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.
Fleetwood at a glance
| Fleetwood | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $220,200 | $254,500 | $332,700 |
| Median property tax paid per year | $3,983 | $3,311 | $3,119 |
| Property tax as a share of value | 1.81% | 1.30% | 0.94% |
| Median household income | $93,276 | $77,971 | $80,734 |
| Homes lived in by their owners | 72% | 69% | 65% |
| Owner homes with a mortgage | 67% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,668 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 20.5% | 19.4% | 21.0% |
| Median rent | $1,500 | $1,209 | $1,413 |
| Rent as a share of renters' income | 18.7% | 29.2% | 30.6% |
| Median year homes were built | 1967 | 1965 | 1980 |
| Vacant homes | 1.0% | 9.2% | 10.1% |
| Population | 4,064 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Fleetwood
At this week's average 30-year rate of 7.11%, buying the median Fleetwood home of $220,200 with 20% down costs about $1,609 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,976, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $68,954 for the 20%-down payment. That payment is 21% of the median Fleetwood household income of $93,276; at that income and 20% down, the 28% guideline points to a home of about $298,000.
The median rent here is $1,500 a month, so owning the median home costs about $109 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $44,040 |
|---|---|
| Loan amount | $176,160 |
| Principal and interest | $1,185 |
| Property taxes (1.81% a year) | $332 |
| Homeowners insurance (our estimate, 0.5% a year) | $92 |
| PMI | $0 |
| Total per month | $1,609 |
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| Down payment | $7,707 |
|---|---|
| Loan amount | $216,212 |
| Principal and interest | $1,454 |
| Property taxes (1.81% a year) | $332 |
| Homeowners insurance (our estimate, 0.5% a year) | $92 |
| FHA mortgage insurance | $97 |
| Total per month | $1,976 |
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Questions about home buying in Fleetwood
What is the median home value in Fleetwood?
About $220,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Fleetwood?
Homeowners pay a median $3,983 a year, which is about 1.81% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Fleetwood?
For the median home with 20% down at 7.11%, the payment is about $1,609 a month. Keeping that under 28% of gross income takes about $68,954 a year.
More about Fleetwood
- Mortgage Refinance in Fleetwood
- Debt Relief in Fleetwood
- Home Equity Loans in Fleetwood
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data