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Buying a home in Orrtanna, Pennsylvania

The typical owner-occupied home in Orrtanna is worth about $227,100, 11% below the Pennsylvania median of $254,500 and 32% below the national median of $332,700. Owners pay a median $2,350 a year in property taxes, about 1.03% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $53,456 a year, so the median home costs 4.2 times the median income (3.3 times for Pennsylvania). 64% of occupied homes here are lived in by their owners, and 82% of those owners still have a mortgage.

Orrtanna at a glance

Orrtanna Pennsylvania U.S.
Median home value $227,100 $254,500 $332,700
Median property tax paid per year $2,350 $3,311 $3,119
Property tax as a share of value 1.03% 1.30% 0.94%
Median household income $53,456 $77,971 $80,734
Homes lived in by their owners 64% 69% 65%
Owner homes with a mortgage 82% 58% 61%
Median monthly costs, owners with a mortgage $1,183 $1,762 $1,963
Those costs as a share of the owners' income 25.0% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1938 1965 1980
Vacant homes 7.6% 9.2% 10.1%
Population 143 13,018,639 334,922,499

What a typical home costs per month in Orrtanna

At this week's average 30-year rate of 7.11%, buying the median Orrtanna home of $227,100 with 20% down costs about $1,512 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,890, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $64,788 for the 20%-down payment. That payment is 34% of the median Orrtanna household income of $53,456; at that income and 20% down, the 28% guideline points to a home of about $187,000.

20% down, 30-year conventional loan
Down payment$45,420
Loan amount$181,680
Principal and interest$1,222
Property taxes (1.03% a year)$195
Homeowners insurance (our estimate, 0.5% a year)$95
PMI$0
Total per month$1,512

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3.5% down, 30-year FHA loan
Down payment$7,948
Loan amount$222,987
Principal and interest$1,500
Property taxes (1.03% a year)$195
Homeowners insurance (our estimate, 0.5% a year)$95
FHA mortgage insurance$100
Total per month$1,890

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Questions about home buying in Orrtanna

What is the median home value in Orrtanna?

About $227,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Orrtanna?

Homeowners pay a median $2,350 a year, which is about 1.03% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Orrtanna?

For the median home with 20% down at 7.11%, the payment is about $1,512 a month. Keeping that under 28% of gross income takes about $64,788 a year.

More about Orrtanna

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data