The typical owner-occupied home in Idaville is worth about $182,500, 28% below the Pennsylvania median of $254,500 and 45% below the national median of $332,700. Owners pay a median $2,821 a year in property taxes, about 1.55% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $92,813 a year, so the median home costs 2.0 times the median income (3.3 times for Pennsylvania). 100% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.
Idaville at a glance
| Idaville | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $182,500 | $254,500 | $332,700 |
| Median property tax paid per year | $2,821 | $3,311 | $3,119 |
| Property tax as a share of value | 1.55% | 1.30% | 0.94% |
| Median household income | $92,813 | $77,971 | $80,734 |
| Homes lived in by their owners | 100% | 69% | 65% |
| Owner homes with a mortgage | 51% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,325 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 12.5% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1972 | 1965 | 1980 |
| Vacant homes | 13.0% | 9.2% | 10.1% |
| Population | 105 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Idaville
At this week's average 30-year rate of 7.11%, buying the median Idaville home of $182,500 with 20% down costs about $1,294 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,598, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $55,454 for the 20%-down payment. That payment is 17% of the median Idaville household income of $92,813; at that income and 20% down, the 28% guideline points to a home of about $305,000.
| Down payment | $36,500 |
|---|---|
| Loan amount | $146,000 |
| Principal and interest | $982 |
| Property taxes (1.55% a year) | $236 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| PMI | $0 |
| Total per month | $1,294 |
Change the numbers in the calculator
| Down payment | $6,388 |
|---|---|
| Loan amount | $179,194 |
| Principal and interest | $1,205 |
| Property taxes (1.55% a year) | $236 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| FHA mortgage insurance | $81 |
| Total per month | $1,598 |
Change the numbers in the calculator
Questions about home buying in Idaville
What is the median home value in Idaville?
About $182,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Idaville?
Homeowners pay a median $2,821 a year, which is about 1.55% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Idaville?
For the median home with 20% down at 7.11%, the payment is about $1,294 a month. Keeping that under 28% of gross income takes about $55,454 a year.
More about Idaville
- Mortgage Refinance in Idaville
- Debt Relief in Idaville
- Home Equity Loans in Idaville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data