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Buying a home in Biglerville, Pennsylvania

The typical owner-occupied home in Biglerville is worth about $222,000, 13% below the Pennsylvania median of $254,500 and 33% below the national median of $332,700. Owners pay a median $4,100 a year in property taxes, about 1.85% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $52,407 a year, so the median home costs 4.2 times the median income (3.3 times for Pennsylvania). 61% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.

Biglerville at a glance

Biglerville Pennsylvania U.S.
Median home value $222,000 $254,500 $332,700
Median property tax paid per year $4,100 $3,311 $3,119
Property tax as a share of value 1.85% 1.30% 0.94%
Median household income $52,407 $77,971 $80,734
Homes lived in by their owners 61% 69% 65%
Owner homes with a mortgage 68% 58% 61%
Median monthly costs, owners with a mortgage $1,543 $1,762 $1,963
Those costs as a share of the owners' income 24.2% 19.4% 21.0%
Median rent $844 $1,209 $1,413
Rent as a share of renters' income 29.9% 29.2% 30.6%
Median year homes were built 1963 1965 1980
Vacant homes 8.1% 9.2% 10.1%
Population 1,070 13,018,639 334,922,499

What a typical home costs per month in Biglerville

At this week's average 30-year rate of 7.11%, buying the median Biglerville home of $222,000 with 20% down costs about $1,629 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,999, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $69,835 for the 20%-down payment. That payment is 37% of the median Biglerville household income of $52,407; at that income and 20% down, the 28% guideline points to a home of about $167,000.

The median rent here is $844 a month, so owning the median home costs about $785 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$44,400
Loan amount$177,600
Principal and interest$1,195
Property taxes (1.85% a year)$342
Homeowners insurance (our estimate, 0.5% a year)$92
PMI$0
Total per month$1,629

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3.5% down, 30-year FHA loan
Down payment$7,770
Loan amount$217,979
Principal and interest$1,466
Property taxes (1.85% a year)$342
Homeowners insurance (our estimate, 0.5% a year)$92
FHA mortgage insurance$98
Total per month$1,999

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Questions about home buying in Biglerville

What is the median home value in Biglerville?

About $222,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Biglerville?

Homeowners pay a median $4,100 a year, which is about 1.85% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Biglerville?

For the median home with 20% down at 7.11%, the payment is about $1,629 a month. Keeping that under 28% of gross income takes about $69,835 a year.

More about Biglerville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data