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Buying a home in Pleasant Dale, Nebraska

The typical owner-occupied home in Pleasant Dale is worth about $177,800, 25% below the Nebraska median of $238,600 and 47% below the national median of $332,700. Owners pay a median $2,889 a year in property taxes, about 1.62% of their home's value, higher than the Nebraska rate of 1.49%. The median household earns $64,250 a year, so the median home costs 2.8 times the median income (3.1 times for Nebraska). 73% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.

Pleasant Dale at a glance

Pleasant Dale Nebraska U.S.
Median home value $177,800 $238,600 $332,700
Median property tax paid per year $2,889 $3,549 $3,119
Property tax as a share of value 1.62% 1.49% 0.94%
Median household income $64,250 $76,475 $80,734
Homes lived in by their owners 73% 67% 65%
Owner homes with a mortgage 68% 58% 61%
Median monthly costs, owners with a mortgage $1,797 $1,736 $1,963
Those costs as a share of the owners' income 30.7% 19.5% 21.0%
Median rent $916 $1,072 $1,413
Rent as a share of renters' income 19.8% 27.9% 30.6%
Median year homes were built 1960 1975 1980
Vacant homes 6.2% 7.6% 10.1%
Population 244 1,978,707 334,922,499

What a typical home costs per month in Pleasant Dale

At this week's average 30-year rate of 7.11%, buying the median Pleasant Dale home of $177,800 with 20% down costs about $1,271 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,567, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $54,470 for the 20%-down payment. That payment is 24% of the median Pleasant Dale household income of $64,250; at that income and 20% down, the 28% guideline points to a home of about $210,000.

The median rent here is $916 a month, so owning the median home costs about $355 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$35,560
Loan amount$142,240
Principal and interest$957
Property taxes (1.62% a year)$240
Homeowners insurance (our estimate, 0.5% a year)$74
PMI$0
Total per month$1,271

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3.5% down, 30-year FHA loan
Down payment$6,223
Loan amount$174,580
Principal and interest$1,174
Property taxes (1.62% a year)$240
Homeowners insurance (our estimate, 0.5% a year)$74
FHA mortgage insurance$79
Total per month$1,567

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Questions about home buying in Pleasant Dale

What is the median home value in Pleasant Dale?

About $177,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pleasant Dale?

Homeowners pay a median $2,889 a year, which is about 1.62% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pleasant Dale?

For the median home with 20% down at 7.11%, the payment is about $1,271 a month. Keeping that under 28% of gross income takes about $54,470 a year.

More about Pleasant Dale

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data