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Buying a home in Bee, Nebraska

The typical owner-occupied home in Bee is worth about $150,000, 37% below the Nebraska median of $238,600 and 55% below the national median of $332,700. Owners pay a median $1,767 a year in property taxes, about 1.18% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $99,688 a year, so the median home costs 1.5 times the median income (3.1 times for Nebraska). 89% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.

Bee at a glance

Bee Nebraska U.S.
Median home value $150,000 $238,600 $332,700
Median property tax paid per year $1,767 $3,549 $3,119
Property tax as a share of value 1.18% 1.49% 0.94%
Median household income $99,688 $76,475 $80,734
Homes lived in by their owners 89% 67% 65%
Owner homes with a mortgage 71% 58% 61%
Median monthly costs, owners with a mortgage $1,381 $1,736 $1,963
Those costs as a share of the owners' income 14.1% 19.5% 21.0%
Median rent $900 $1,072 $1,413
Rent as a share of renters' income 22.1% 27.9% 30.6%
Median year homes were built 1963 1975 1980
Vacant homes 6.6% 7.6% 10.1%
Population 281 1,978,707 334,922,499

What a typical home costs per month in Bee

At this week's average 30-year rate of 7.11%, buying the median Bee home of $150,000 with 20% down costs about $1,017 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,267, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,596 for the 20%-down payment. That payment is 12% of the median Bee household income of $99,688; at that income and 20% down, the 28% guideline points to a home of about $343,000.

The median rent here is $900 a month, so owning the median home costs about $117 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$30,000
Loan amount$120,000
Principal and interest$807
Property taxes (1.18% a year)$148
Homeowners insurance (our estimate, 0.5% a year)$62
PMI$0
Total per month$1,017

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3.5% down, 30-year FHA loan
Down payment$5,250
Loan amount$147,283
Principal and interest$991
Property taxes (1.18% a year)$148
Homeowners insurance (our estimate, 0.5% a year)$62
FHA mortgage insurance$66
Total per month$1,267

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Questions about home buying in Bee

What is the median home value in Bee?

About $150,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bee?

Homeowners pay a median $1,767 a year, which is about 1.18% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bee?

For the median home with 20% down at 7.11%, the payment is about $1,017 a month. Keeping that under 28% of gross income takes about $43,596 a year.

More about Bee

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data