The typical owner-occupied home in Keith County is worth about $168,000, 30% below the Nebraska median of $238,600 and 50% below the national median of $332,700. Owners pay a median $2,369 a year in property taxes, about 1.41% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $60,645 a year, so the median home costs 2.8 times the median income (3.1 times for Nebraska). 71% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.
Keith County at a glance
| Keith County | Nebraska | U.S. | |
|---|---|---|---|
| Median home value | $168,000 | $238,600 | $332,700 |
| Median property tax paid per year | $2,369 | $3,549 | $3,119 |
| Property tax as a share of value | 1.41% | 1.49% | 0.94% |
| Median household income | $60,645 | $76,475 | $80,734 |
| Homes lived in by their owners | 71% | 67% | 65% |
| Owner homes with a mortgage | 47% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,328 | $1,736 | $1,963 |
| Those costs as a share of the owners' income | 18.6% | 19.5% | 21.0% |
| Median rent | $771 | $1,072 | $1,413 |
| Rent as a share of renters' income | 26.3% | 27.9% | 30.6% |
| Median year homes were built | 1973 | 1975 | 1980 |
| Vacant homes | 25.5% | 7.6% | 10.1% |
| Population | 8,219 | 1,978,707 | 334,922,499 |
What a typical home costs per month in Keith County
At this week's average 30-year rate of 7.11%, buying the median Keith County home of $168,000 with 20% down costs about $1,172 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,451, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $50,208 for the 20%-down payment. That payment is 23% of the median Keith County household income of $60,645; at that income and 20% down, the 28% guideline points to a home of about $203,000.
The median rent here is $771 a month, so owning the median home costs about $401 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $33,600 |
|---|---|
| Loan amount | $134,400 |
| Principal and interest | $904 |
| Property taxes (1.41% a year) | $197 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| PMI | $0 |
| Total per month | $1,172 |
Change the numbers in the calculator
| Down payment | $5,880 |
|---|---|
| Loan amount | $164,957 |
| Principal and interest | $1,110 |
| Property taxes (1.41% a year) | $197 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| FHA mortgage insurance | $74 |
| Total per month | $1,451 |
Change the numbers in the calculator
Questions about home buying in Keith County
What is the median home value in Keith County?
About $168,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Keith County?
Homeowners pay a median $2,369 a year, which is about 1.41% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Keith County?
For the median home with 20% down at 7.11%, the payment is about $1,172 a month. Keeping that under 28% of gross income takes about $50,208 a year.
More about Keith County
- Mortgage Refinance in Keith County
- Debt Relief in Keith County
- Home Equity Loans in Keith County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data