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Buying a home in Stanton County, Nebraska

The typical owner-occupied home in Stanton County is worth about $195,400, 18% below the Nebraska median of $238,600 and 41% below the national median of $332,700. Owners pay a median $2,471 a year in property taxes, about 1.26% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $80,687 a year, so the median home costs 2.4 times the median income (3.1 times for Nebraska). 78% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.

Stanton County at a glance

Stanton County Nebraska U.S.
Median home value $195,400 $238,600 $332,700
Median property tax paid per year $2,471 $3,549 $3,119
Property tax as a share of value 1.26% 1.49% 0.94%
Median household income $80,687 $76,475 $80,734
Homes lived in by their owners 78% 67% 65%
Owner homes with a mortgage 50% 58% 61%
Median monthly costs, owners with a mortgage $1,415 $1,736 $1,963
Those costs as a share of the owners' income 17.0% 19.5% 21.0%
Median rent $902 $1,072 $1,413
Rent as a share of renters' income 18.6% 27.9% 30.6%
Median year homes were built 1967 1975 1980
Vacant homes 6.8% 7.6% 10.1%
Population 5,796 1,978,707 334,922,499

What a typical home costs per month in Stanton County

At this week's average 30-year rate of 7.11%, buying the median Stanton County home of $195,400 with 20% down costs about $1,338 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,664, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,350 for the 20%-down payment. That payment is 20% of the median Stanton County household income of $80,687; at that income and 20% down, the 28% guideline points to a home of about $275,000.

The median rent here is $902 a month, so owning the median home costs about $436 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$39,080
Loan amount$156,320
Principal and interest$1,052
Property taxes (1.26% a year)$205
Homeowners insurance (our estimate, 0.5% a year)$81
PMI$0
Total per month$1,338

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3.5% down, 30-year FHA loan
Down payment$6,839
Loan amount$191,861
Principal and interest$1,291
Property taxes (1.26% a year)$205
Homeowners insurance (our estimate, 0.5% a year)$81
FHA mortgage insurance$86
Total per month$1,664

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Questions about home buying in Stanton County

What is the median home value in Stanton County?

About $195,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Stanton County?

Homeowners pay a median $2,471 a year, which is about 1.26% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Stanton County?

For the median home with 20% down at 7.11%, the payment is about $1,338 a month. Keeping that under 28% of gross income takes about $57,350 a year.

More about Stanton County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data