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Buying a home in Dodge County, Nebraska

The typical owner-occupied home in Dodge County is worth about $208,600, 13% below the Nebraska median of $238,600 and 37% below the national median of $332,700. Owners pay a median $2,643 a year in property taxes, about 1.27% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $74,329 a year, so the median home costs 2.8 times the median income (3.1 times for Nebraska). 67% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.

Dodge County at a glance

Dodge County Nebraska U.S.
Median home value $208,600 $238,600 $332,700
Median property tax paid per year $2,643 $3,549 $3,119
Property tax as a share of value 1.27% 1.49% 0.94%
Median household income $74,329 $76,475 $80,734
Homes lived in by their owners 67% 67% 65%
Owner homes with a mortgage 55% 58% 61%
Median monthly costs, owners with a mortgage $1,511 $1,736 $1,963
Those costs as a share of the owners' income 18.5% 19.5% 21.0%
Median rent $1,060 $1,072 $1,413
Rent as a share of renters' income 25.7% 27.9% 30.6%
Median year homes were built 1967 1975 1980
Vacant homes 9.3% 7.6% 10.1%
Population 37,351 1,978,707 334,922,499

What a typical home costs per month in Dodge County

At this week's average 30-year rate of 7.11%, buying the median Dodge County home of $208,600 with 20% down costs about $1,430 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,778, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $61,299 for the 20%-down payment. That payment is 23% of the median Dodge County household income of $74,329; at that income and 20% down, the 28% guideline points to a home of about $253,000.

The median rent here is $1,060 a month, so owning the median home costs about $370 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$41,720
Loan amount$166,880
Principal and interest$1,123
Property taxes (1.27% a year)$221
Homeowners insurance (our estimate, 0.5% a year)$87
PMI$0
Total per month$1,430

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3.5% down, 30-year FHA loan
Down payment$7,301
Loan amount$204,822
Principal and interest$1,378
Property taxes (1.27% a year)$221
Homeowners insurance (our estimate, 0.5% a year)$87
FHA mortgage insurance$92
Total per month$1,778

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Questions about home buying in Dodge County

What is the median home value in Dodge County?

About $208,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Dodge County?

Homeowners pay a median $2,643 a year, which is about 1.27% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Dodge County?

For the median home with 20% down at 7.11%, the payment is about $1,430 a month. Keeping that under 28% of gross income takes about $61,299 a year.

More about Dodge County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data