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Buying a home in Goehner, Nebraska

The typical owner-occupied home in Goehner is worth about $158,100, 34% below the Nebraska median of $238,600 and 52% below the national median of $332,700. Owners pay a median $2,025 a year in property taxes, about 1.28% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $96,767 a year, so the median home costs 1.6 times the median income (3.1 times for Nebraska). 96% of occupied homes here are lived in by their owners, and 85% of those owners still have a mortgage.

Goehner at a glance

Goehner Nebraska U.S.
Median home value $158,100 $238,600 $332,700
Median property tax paid per year $2,025 $3,549 $3,119
Property tax as a share of value 1.28% 1.49% 0.94%
Median household income $96,767 $76,475 $80,734
Homes lived in by their owners 96% 67% 65%
Owner homes with a mortgage 85% 58% 61%
Median monthly costs, owners with a mortgage $1,304 $1,736 $1,963
Those costs as a share of the owners' income 18.9% 19.5% 21.0%
Median rent – $1,072 $1,413
Median year homes were built 1964 1975 1980
Vacant homes 2.9% 7.6% 10.1%
Population 309 1,978,707 334,922,499

What a typical home costs per month in Goehner

At this week's average 30-year rate of 7.11%, buying the median Goehner home of $158,100 with 20% down costs about $1,085 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,349, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,515 for the 20%-down payment. That payment is 13% of the median Goehner household income of $96,767; at that income and 20% down, the 28% guideline points to a home of about $329,000.

20% down, 30-year conventional loan
Down payment$31,620
Loan amount$126,480
Principal and interest$851
Property taxes (1.28% a year)$169
Homeowners insurance (our estimate, 0.5% a year)$66
PMI$0
Total per month$1,085

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3.5% down, 30-year FHA loan
Down payment$5,534
Loan amount$155,236
Principal and interest$1,044
Property taxes (1.28% a year)$169
Homeowners insurance (our estimate, 0.5% a year)$66
FHA mortgage insurance$70
Total per month$1,349

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Questions about home buying in Goehner

What is the median home value in Goehner?

About $158,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Goehner?

Homeowners pay a median $2,025 a year, which is about 1.28% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Goehner?

For the median home with 20% down at 7.11%, the payment is about $1,085 a month. Keeping that under 28% of gross income takes about $46,515 a year.

More about Goehner

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data