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Buying a home in Antelope County, Nebraska

The typical owner-occupied home in Antelope County is worth about $130,300, 45% below the Nebraska median of $238,600 and 61% below the national median of $332,700. Owners pay a median $1,608 a year in property taxes, about 1.23% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $66,105 a year, so the median home costs 2.0 times the median income (3.1 times for Nebraska). 79% of occupied homes here are lived in by their owners, and 37% of those owners still have a mortgage.

Antelope County at a glance

Antelope County Nebraska U.S.
Median home value $130,300 $238,600 $332,700
Median property tax paid per year $1,608 $3,549 $3,119
Property tax as a share of value 1.23% 1.49% 0.94%
Median household income $66,105 $76,475 $80,734
Homes lived in by their owners 79% 67% 65%
Owner homes with a mortgage 37% 58% 61%
Median monthly costs, owners with a mortgage $1,283 $1,736 $1,963
Those costs as a share of the owners' income 20.5% 19.5% 21.0%
Median rent $692 $1,072 $1,413
Rent as a share of renters' income 19.0% 27.9% 30.6%
Median year homes were built 1960 1975 1980
Vacant homes 16.3% 7.6% 10.1%
Population 6,305 1,978,707 334,922,499

What a typical home costs per month in Antelope County

At this week's average 30-year rate of 7.11%, buying the median Antelope County home of $130,300 with 20% down costs about $889 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,106, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $38,103 for the 20%-down payment. That payment is 16% of the median Antelope County household income of $66,105; at that income and 20% down, the 28% guideline points to a home of about $226,000.

The median rent here is $692 a month, so owning the median home costs about $197 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$26,060
Loan amount$104,240
Principal and interest$701
Property taxes (1.23% a year)$134
Homeowners insurance (our estimate, 0.5% a year)$54
PMI$0
Total per month$889

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3.5% down, 30-year FHA loan
Down payment$4,560
Loan amount$127,940
Principal and interest$861
Property taxes (1.23% a year)$134
Homeowners insurance (our estimate, 0.5% a year)$54
FHA mortgage insurance$58
Total per month$1,106

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Questions about home buying in Antelope County

What is the median home value in Antelope County?

About $130,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Antelope County?

Homeowners pay a median $1,608 a year, which is about 1.23% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Antelope County?

For the median home with 20% down at 7.11%, the payment is about $889 a month. Keeping that under 28% of gross income takes about $38,103 a year.

More about Antelope County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data