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Buying a home in West Warren, Massachusetts

The typical owner-occupied home in West Warren is worth about $284,500, 49% below the Massachusetts median of $562,100 and 14% below the national median of $332,700. Owners pay a median $3,553 a year in property taxes, about 1.25% of their home's value, higher than the Massachusetts rate of 1.07%. The median household earns $66,921 a year, so the median home costs 4.3 times the median income (5.4 times for Massachusetts). 36% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.

West Warren at a glance

West Warren Massachusetts U.S.
Median home value $284,500 $562,100 $332,700
Median property tax paid per year $3,553 $5,992 $3,119
Property tax as a share of value 1.25% 1.07% 0.94%
Median household income $66,921 $103,960 $80,734
Homes lived in by their owners 36% 63% 65%
Owner homes with a mortgage 67% 66% 61%
Median monthly costs, owners with a mortgage – $2,726 $1,963
Median rent $844 $1,762 $1,413
Rent as a share of renters' income 18.8% 30.9% 30.6%
Median year homes were built 1938 1964 1980
Vacant homes 13.1% 8.1% 10.1%
Population 613 7,044,056 334,922,499

What a typical home costs per month in West Warren

At this week's average 30-year rate of 7.11%, buying the median West Warren home of $284,500 with 20% down costs about $1,946 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,420, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $83,399 for the 20%-down payment. That payment is 35% of the median West Warren household income of $66,921; at that income and 20% down, the 28% guideline points to a home of about $228,000.

The median rent here is $844 a month, so owning the median home costs about $1,102 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$56,900
Loan amount$227,600
Principal and interest$1,531
Property taxes (1.25% a year)$296
Homeowners insurance (our estimate, 0.5% a year)$119
PMI$0
Total per month$1,946

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3.5% down, 30-year FHA loan
Down payment$9,958
Loan amount$279,347
Principal and interest$1,879
Property taxes (1.25% a year)$296
Homeowners insurance (our estimate, 0.5% a year)$119
FHA mortgage insurance$126
Total per month$2,420

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Questions about home buying in West Warren

What is the median home value in West Warren?

About $284,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in West Warren?

Homeowners pay a median $3,553 a year, which is about 1.25% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in West Warren?

For the median home with 20% down at 7.11%, the payment is about $1,946 a month. Keeping that under 28% of gross income takes about $83,399 a year.

More about West Warren

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data