The typical owner-occupied home in Clinton is worth about $375,600, 33% below the Massachusetts median of $562,100 and 13% above the national median of $332,700. Owners pay a median $4,390 a year in property taxes, about 1.17% of their home's value, higher than the Massachusetts rate of 1.07%. The median household earns $79,516 a year, so the median home costs 4.7 times the median income (5.4 times for Massachusetts). 48% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Clinton at a glance
| Clinton | Massachusetts | U.S. | |
|---|---|---|---|
| Median home value | $375,600 | $562,100 | $332,700 |
| Median property tax paid per year | $4,390 | $5,992 | $3,119 |
| Property tax as a share of value | 1.17% | 1.07% | 0.94% |
| Median household income | $79,516 | $103,960 | $80,734 |
| Homes lived in by their owners | 48% | 63% | 65% |
| Owner homes with a mortgage | 68% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $2,042 | $2,726 | $1,963 |
| Those costs as a share of the owners' income | 21.1% | 21.9% | 21.0% |
| Median rent | $1,415 | $1,762 | $1,413 |
| Rent as a share of renters' income | 30.2% | 30.9% | 30.6% |
| Median year homes were built | 1942 | 1964 | 1980 |
| Vacant homes | 5.4% | 8.1% | 10.1% |
| Population | 7,658 | 7,044,056 | 334,922,499 |
What a typical home costs per month in Clinton
At this week's average 30-year rate of 7.11%, buying the median Clinton home of $375,600 with 20% down costs about $2,544 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,170, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $109,031 for the 20%-down payment. That payment is 38% of the median Clinton household income of $79,516; at that income and 20% down, the 28% guideline points to a home of about $274,000.
The median rent here is $1,415 a month, so owning the median home costs about $1,129 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $75,120 |
|---|---|
| Loan amount | $300,480 |
| Principal and interest | $2,021 |
| Property taxes (1.17% a year) | $366 |
| Homeowners insurance (our estimate, 0.5% a year) | $156 |
| PMI | $0 |
| Total per month | $2,544 |
Change the numbers in the calculator
| Down payment | $13,146 |
|---|---|
| Loan amount | $368,797 |
| Principal and interest | $2,481 |
| Property taxes (1.17% a year) | $366 |
| Homeowners insurance (our estimate, 0.5% a year) | $156 |
| FHA mortgage insurance | $166 |
| Total per month | $3,170 |
Change the numbers in the calculator
Questions about home buying in Clinton
What is the median home value in Clinton?
About $375,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Clinton?
Homeowners pay a median $4,390 a year, which is about 1.17% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Clinton?
For the median home with 20% down at 7.11%, the payment is about $2,544 a month. Keeping that under 28% of gross income takes about $109,031 a year.
More about Clinton
- Mortgage Refinance in Clinton
- Debt Relief in Clinton
- Home Equity Loans in Clinton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data