The typical owner-occupied home in West Brookfield is worth about $313,700, 44% below the Massachusetts median of $562,100 and 6% below the national median of $332,700. Owners pay a median $3,858 a year in property taxes, about 1.23% of their home's value, higher than the Massachusetts rate of 1.07%. The median household earns $76,625 a year, so the median home costs 4.1 times the median income (5.4 times for Massachusetts). 61% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
West Brookfield at a glance
| West Brookfield | Massachusetts | U.S. | |
|---|---|---|---|
| Median home value | $313,700 | $562,100 | $332,700 |
| Median property tax paid per year | $3,858 | $5,992 | $3,119 |
| Property tax as a share of value | 1.23% | 1.07% | 0.94% |
| Median household income | $76,625 | $103,960 | $80,734 |
| Homes lived in by their owners | 61% | 63% | 65% |
| Owner homes with a mortgage | 60% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $1,676 | $2,726 | $1,963 |
| Those costs as a share of the owners' income | 26.8% | 21.9% | 21.0% |
| Median rent | $1,128 | $1,762 | $1,413 |
| Rent as a share of renters' income | 23.5% | 30.9% | 30.6% |
| Median year homes were built | 1953 | 1964 | 1980 |
| Vacant homes | 16.1% | 8.1% | 10.1% |
| Population | 1,563 | 7,044,056 | 334,922,499 |
What a typical home costs per month in West Brookfield
At this week's average 30-year rate of 7.11%, buying the median West Brookfield home of $313,700 with 20% down costs about $2,140 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,663, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $91,734 for the 20%-down payment. That payment is 34% of the median West Brookfield household income of $76,625; at that income and 20% down, the 28% guideline points to a home of about $262,000.
The median rent here is $1,128 a month, so owning the median home costs about $1,012 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $62,740 |
|---|---|
| Loan amount | $250,960 |
| Principal and interest | $1,688 |
| Property taxes (1.23% a year) | $322 |
| Homeowners insurance (our estimate, 0.5% a year) | $131 |
| PMI | $0 |
| Total per month | $2,140 |
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| Down payment | $10,980 |
|---|---|
| Loan amount | $308,018 |
| Principal and interest | $2,072 |
| Property taxes (1.23% a year) | $322 |
| Homeowners insurance (our estimate, 0.5% a year) | $131 |
| FHA mortgage insurance | $139 |
| Total per month | $2,663 |
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Questions about home buying in West Brookfield
What is the median home value in West Brookfield?
About $313,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in West Brookfield?
Homeowners pay a median $3,858 a year, which is about 1.23% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in West Brookfield?
For the median home with 20% down at 7.11%, the payment is about $2,140 a month. Keeping that under 28% of gross income takes about $91,734 a year.
More about West Brookfield
- Mortgage Refinance in West Brookfield
- Debt Relief in West Brookfield
- Home Equity Loans in West Brookfield
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data