The typical owner-occupied home in Sun is worth about $160,700, 26% below the Louisiana median of $216,500 and 52% below the national median of $332,700. 85% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.
Sun at a glance
| Sun | Louisiana | U.S. | |
|---|---|---|---|
| Median home value | $160,700 | $216,500 | $332,700 |
| Median property tax paid per year | – | $1,180 | $3,119 |
| Median household income | – | $60,756 | $80,734 |
| Homes lived in by their owners | 85% | 67% | 65% |
| Owner homes with a mortgage | 47% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $2,114 | $1,604 | $1,963 |
| Those costs as a share of the owners' income | 21.9% | 20.4% | 21.0% |
| Median rent | $883 | $1,064 | $1,413 |
| Rent as a share of renters' income | 41.7% | 32.8% | 30.6% |
| Median year homes were built | 1991 | 1983 | 1980 |
| Vacant homes | 16.7% | 14.4% | 10.1% |
| Population | 381 | 4,611,961 | 334,922,499 |
What a typical home costs per month in Sun
At this week's average 30-year rate of 7.11%, buying the median Sun home of $160,700 with 20% down costs about $1,079 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,347, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,247 for the 20%-down payment.
The median rent here is $883 a month, so owning the median home costs about $196 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $32,140 |
|---|---|
| Loan amount | $128,560 |
| Principal and interest | $865 |
| Property taxes (1.10% a year) | $147 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| PMI | $0 |
| Total per month | $1,079 |
Change the numbers in the calculator
| Down payment | $5,624 |
|---|---|
| Loan amount | $157,789 |
| Principal and interest | $1,061 |
| Property taxes (1.10% a year) | $147 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| FHA mortgage insurance | $71 |
| Total per month | $1,347 |
Change the numbers in the calculator
Questions about home buying in Sun
What is the median home value in Sun?
About $160,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Sun?
For the median home with 20% down at 7.11%, the payment is about $1,079 a month. Keeping that under 28% of gross income takes about $46,247 a year.
More about Sun
- Mortgage Refinance in Sun
- Debt Relief in Sun
- Home Equity Loans in Sun
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
