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Buying a home in Calcasieu Parish, Louisiana

The typical owner-occupied home in Calcasieu Parish is worth about $217,000, about the same as the Louisiana median of $216,500 and 35% below the national median of $332,700. Owners pay a median $968 a year in property taxes, about 0.45% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $67,564 a year, so the median home costs 3.2 times the median income (3.6 times for Louisiana). 73% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.

Calcasieu Parish at a glance

Calcasieu Parish Louisiana U.S.
Median home value $217,000 $216,500 $332,700
Median property tax paid per year $968 $1,180 $3,119
Property tax as a share of value 0.45% 0.55% 0.94%
Median household income $67,564 $60,756 $80,734
Homes lived in by their owners 73% 67% 65%
Owner homes with a mortgage 51% 52% 61%
Median monthly costs, owners with a mortgage $1,596 $1,604 $1,963
Those costs as a share of the owners' income 18.9% 20.4% 21.0%
Median rent $1,109 $1,064 $1,413
Rent as a share of renters' income 31.4% 32.8% 30.6%
Median year homes were built 1989 1983 1980
Vacant homes 18.4% 14.4% 10.1%
Population 207,088 4,611,961 334,922,499

What a typical home costs per month in Calcasieu Parish

At this week's average 30-year rate of 7.11%, buying the median Calcasieu Parish home of $217,000 with 20% down costs about $1,340 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,701, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,412 for the 20%-down payment. That payment is 24% of the median Calcasieu Parish household income of $67,564; at that income and 20% down, the 28% guideline points to a home of about $255,000.

The median rent here is $1,109 a month, so owning the median home costs about $231 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$43,400
Loan amount$173,600
Principal and interest$1,168
Property taxes (0.45% a year)$81
Homeowners insurance (our estimate, 0.5% a year)$90
PMI$0
Total per month$1,340

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3.5% down, 30-year FHA loan
Down payment$7,595
Loan amount$213,070
Principal and interest$1,433
Property taxes (0.45% a year)$81
Homeowners insurance (our estimate, 0.5% a year)$90
FHA mortgage insurance$96
Total per month$1,701

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Questions about home buying in Calcasieu Parish

What is the median home value in Calcasieu Parish?

About $217,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Calcasieu Parish?

Homeowners pay a median $968 a year, which is about 0.45% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Calcasieu Parish?

For the median home with 20% down at 7.11%, the payment is about $1,340 a month. Keeping that under 28% of gross income takes about $57,412 a year.

More about Calcasieu Parish

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data