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Buying a home in Acadia Parish, Louisiana

The typical owner-occupied home in Acadia Parish is worth about $155,500, 28% below the Louisiana median of $216,500 and 53% below the national median of $332,700. Owners pay a median $483 a year in property taxes, about 0.31% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $45,562 a year, so the median home costs 3.4 times the median income (3.6 times for Louisiana). 67% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.

Acadia Parish at a glance

Acadia Parish Louisiana U.S.
Median home value $155,500 $216,500 $332,700
Median property tax paid per year $483 $1,180 $3,119
Property tax as a share of value 0.31% 0.55% 0.94%
Median household income $45,562 $60,756 $80,734
Homes lived in by their owners 67% 67% 65%
Owner homes with a mortgage 39% 52% 61%
Median monthly costs, owners with a mortgage $1,297 $1,604 $1,963
Those costs as a share of the owners' income 19.5% 20.4% 21.0%
Median rent $681 $1,064 $1,413
Rent as a share of renters' income 32.7% 32.8% 30.6%
Median year homes were built 1980 1983 1980
Vacant homes 12.0% 14.4% 10.1%
Population 56,955 4,611,961 334,922,499

What a typical home costs per month in Acadia Parish

At this week's average 30-year rate of 7.11%, buying the median Acadia Parish home of $155,500 with 20% down costs about $942 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,201, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $40,363 for the 20%-down payment. That payment is 25% of the median Acadia Parish household income of $45,562; at that income and 20% down, the 28% guideline points to a home of about $176,000.

The median rent here is $681 a month, so owning the median home costs about $261 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$31,100
Loan amount$124,400
Principal and interest$837
Property taxes (0.31% a year)$40
Homeowners insurance (our estimate, 0.5% a year)$65
PMI$0
Total per month$942

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3.5% down, 30-year FHA loan
Down payment$5,442
Loan amount$152,684
Principal and interest$1,027
Property taxes (0.31% a year)$40
Homeowners insurance (our estimate, 0.5% a year)$65
FHA mortgage insurance$69
Total per month$1,201

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Questions about home buying in Acadia Parish

What is the median home value in Acadia Parish?

About $155,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Acadia Parish?

Homeowners pay a median $483 a year, which is about 0.31% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Acadia Parish?

For the median home with 20% down at 7.11%, the payment is about $942 a month. Keeping that under 28% of gross income takes about $40,363 a year.

More about Acadia Parish

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data