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Buying a home in Abita Springs, Louisiana

The typical owner-occupied home in Abita Springs is worth about $269,300, 24% above the Louisiana median of $216,500 and 19% below the national median of $332,700. Owners pay a median $1,861 a year in property taxes, about 0.69% of their home's value, higher than the Louisiana rate of 0.55%. The median household earns $77,257 a year, so the median home costs 3.5 times the median income (3.6 times for Louisiana). 90% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.

Abita Springs at a glance

Abita Springs Louisiana U.S.
Median home value $269,300 $216,500 $332,700
Median property tax paid per year $1,861 $1,180 $3,119
Property tax as a share of value 0.69% 0.55% 0.94%
Median household income $77,257 $60,756 $80,734
Homes lived in by their owners 90% 67% 65%
Owner homes with a mortgage 75% 52% 61%
Median monthly costs, owners with a mortgage $1,664 $1,604 $1,963
Those costs as a share of the owners' income 21.3% 20.4% 21.0%
Median rent $1,040 $1,064 $1,413
Rent as a share of renters' income 32.2% 32.8% 30.6%
Median year homes were built 1998 1983 1980
Vacant homes 3.2% 14.4% 10.1%
Population 2,699 4,611,961 334,922,499

What a typical home costs per month in Abita Springs

At this week's average 30-year rate of 7.11%, buying the median Abita Springs home of $269,300 with 20% down costs about $1,716 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,165, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $73,557 for the 20%-down payment. That payment is 27% of the median Abita Springs household income of $77,257; at that income and 20% down, the 28% guideline points to a home of about $283,000.

The median rent here is $1,040 a month, so owning the median home costs about $676 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$53,860
Loan amount$215,440
Principal and interest$1,449
Property taxes (0.69% a year)$155
Homeowners insurance (our estimate, 0.5% a year)$112
PMI$0
Total per month$1,716

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3.5% down, 30-year FHA loan
Down payment$9,426
Loan amount$264,422
Principal and interest$1,779
Property taxes (0.69% a year)$155
Homeowners insurance (our estimate, 0.5% a year)$112
FHA mortgage insurance$119
Total per month$2,165

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Questions about home buying in Abita Springs

What is the median home value in Abita Springs?

About $269,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Abita Springs?

Homeowners pay a median $1,861 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Abita Springs?

For the median home with 20% down at 7.11%, the payment is about $1,716 a month. Keeping that under 28% of gross income takes about $73,557 a year.

More about Abita Springs

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data