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Buying a home in St. John the Baptist Parish, Louisiana

The typical owner-occupied home in St. John the Baptist Parish is worth about $193,200, 11% below the Louisiana median of $216,500 and 42% below the national median of $332,700. Owners pay a median $877 a year in property taxes, about 0.45% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $66,630 a year, so the median home costs 2.9 times the median income (3.6 times for Louisiana). 77% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.

St. John the Baptist Parish at a glance

St. John the Baptist Parish Louisiana U.S.
Median home value $193,200 $216,500 $332,700
Median property tax paid per year $877 $1,180 $3,119
Property tax as a share of value 0.45% 0.55% 0.94%
Median household income $66,630 $60,756 $80,734
Homes lived in by their owners 77% 67% 65%
Owner homes with a mortgage 53% 52% 61%
Median monthly costs, owners with a mortgage $1,497 $1,604 $1,963
Those costs as a share of the owners' income 23.4% 20.4% 21.0%
Median rent $1,334 $1,064 $1,413
Rent as a share of renters' income 33.9% 32.8% 30.6%
Median year homes were built 1984 1983 1980
Vacant homes 15.0% 14.4% 10.1%
Population 40,743 4,611,961 334,922,499

What a typical home costs per month in St. John the Baptist Parish

At this week's average 30-year rate of 7.11%, buying the median St. John the Baptist Parish home of $193,200 with 20% down costs about $1,193 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,515, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,115 for the 20%-down payment. That payment is 21% of the median St. John the Baptist Parish household income of $66,630; at that income and 20% down, the 28% guideline points to a home of about $252,000.

The median rent here is $1,334 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$38,640
Loan amount$154,560
Principal and interest$1,040
Property taxes (0.45% a year)$72
Homeowners insurance (our estimate, 0.5% a year)$80
PMI$0
Total per month$1,193

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3.5% down, 30-year FHA loan
Down payment$6,762
Loan amount$189,701
Principal and interest$1,276
Property taxes (0.45% a year)$72
Homeowners insurance (our estimate, 0.5% a year)$80
FHA mortgage insurance$85
Total per month$1,515

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Questions about home buying in St. John the Baptist Parish

What is the median home value in St. John the Baptist Parish?

About $193,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in St. John the Baptist Parish?

Homeowners pay a median $877 a year, which is about 0.45% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in St. John the Baptist Parish?

For the median home with 20% down at 7.11%, the payment is about $1,193 a month. Keeping that under 28% of gross income takes about $51,115 a year.

More about St. John the Baptist Parish

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data