The typical owner-occupied home in Pointe Coupee Parish is worth about $179,300, 17% below the Louisiana median of $216,500 and 46% below the national median of $332,700. Owners pay a median $565 a year in property taxes, about 0.32% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $65,961 a year, so the median home costs 2.7 times the median income (3.6 times for Louisiana). 80% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Pointe Coupee Parish at a glance
| Pointe Coupee Parish | Louisiana | U.S. | |
|---|---|---|---|
| Median home value | $179,300 | $216,500 | $332,700 |
| Median property tax paid per year | $565 | $1,180 | $3,119 |
| Property tax as a share of value | 0.32% | 0.55% | 0.94% |
| Median household income | $65,961 | $60,756 | $80,734 |
| Homes lived in by their owners | 80% | 67% | 65% |
| Owner homes with a mortgage | 42% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,450 | $1,604 | $1,963 |
| Those costs as a share of the owners' income | 17.4% | 20.4% | 21.0% |
| Median rent | $817 | $1,064 | $1,413 |
| Rent as a share of renters' income | 36.9% | 32.8% | 30.6% |
| Median year homes were built | 1985 | 1983 | 1980 |
| Vacant homes | 24.9% | 14.4% | 10.1% |
| Population | 20,217 | 4,611,961 | 334,922,499 |
What a typical home costs per month in Pointe Coupee Parish
At this week's average 30-year rate of 7.11%, buying the median Pointe Coupee Parish home of $179,300 with 20% down costs about $1,087 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,386, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,605 for the 20%-down payment. That payment is 20% of the median Pointe Coupee Parish household income of $65,961; at that income and 20% down, the 28% guideline points to a home of about $254,000.
The median rent here is $817 a month, so owning the median home costs about $270 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $35,860 |
|---|---|
| Loan amount | $143,440 |
| Principal and interest | $965 |
| Property taxes (0.32% a year) | $48 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| PMI | $0 |
| Total per month | $1,087 |
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| Down payment | $6,276 |
|---|---|
| Loan amount | $176,052 |
| Principal and interest | $1,184 |
| Property taxes (0.32% a year) | $48 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| FHA mortgage insurance | $79 |
| Total per month | $1,386 |
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Questions about home buying in Pointe Coupee Parish
What is the median home value in Pointe Coupee Parish?
About $179,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pointe Coupee Parish?
Homeowners pay a median $565 a year, which is about 0.32% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pointe Coupee Parish?
For the median home with 20% down at 7.11%, the payment is about $1,087 a month. Keeping that under 28% of gross income takes about $46,605 a year.
More about Pointe Coupee Parish
- Mortgage Refinance in Pointe Coupee Parish
- Debt Relief in Pointe Coupee Parish
- Home Equity Loans in Pointe Coupee Parish
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data