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Buying a home in Jackson Parish, Louisiana

The typical owner-occupied home in Jackson Parish is worth about $115,600, 47% below the Louisiana median of $216,500 and 65% below the national median of $332,700. Owners pay a median $352 a year in property taxes, about 0.30% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $44,925 a year, so the median home costs 2.6 times the median income (3.6 times for Louisiana). 70% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.

Jackson Parish at a glance

Jackson Parish Louisiana U.S.
Median home value $115,600 $216,500 $332,700
Median property tax paid per year $352 $1,180 $3,119
Property tax as a share of value 0.30% 0.55% 0.94%
Median household income $44,925 $60,756 $80,734
Homes lived in by their owners 70% 67% 65%
Owner homes with a mortgage 39% 52% 61%
Median monthly costs, owners with a mortgage $1,141 $1,604 $1,963
Those costs as a share of the owners' income 19.2% 20.4% 21.0%
Median rent $736 $1,064 $1,413
Rent as a share of renters' income 28.5% 32.8% 30.6%
Median year homes were built 1979 1983 1980
Vacant homes 22.9% 14.4% 10.1%
Population 14,884 4,611,961 334,922,499

What a typical home costs per month in Jackson Parish

At this week's average 30-year rate of 7.11%, buying the median Jackson Parish home of $115,600 with 20% down costs about $699 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $892, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,965 for the 20%-down payment. That payment is 19% of the median Jackson Parish household income of $44,925; at that income and 20% down, the 28% guideline points to a home of about $173,000.

The median rent here is $736 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$23,120
Loan amount$92,480
Principal and interest$622
Property taxes (0.30% a year)$29
Homeowners insurance (our estimate, 0.5% a year)$48
PMI$0
Total per month$699

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3.5% down, 30-year FHA loan
Down payment$4,046
Loan amount$113,506
Principal and interest$764
Property taxes (0.30% a year)$29
Homeowners insurance (our estimate, 0.5% a year)$48
FHA mortgage insurance$51
Total per month$892

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Questions about home buying in Jackson Parish

What is the median home value in Jackson Parish?

About $115,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Jackson Parish?

Homeowners pay a median $352 a year, which is about 0.30% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Jackson Parish?

For the median home with 20% down at 7.11%, the payment is about $699 a month. Keeping that under 28% of gross income takes about $29,965 a year.

More about Jackson Parish

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data