The typical owner-occupied home in Windsor is worth about $604,000, 12% above the Colorado median of $539,400 and 82% above the national median of $332,700. Owners pay a median $3,863 a year in property taxes, about 0.64% of their home's value, higher than the Colorado rate of 0.48%. The median household earns $127,028 a year, so the median home costs 4.8 times the median income (5.6 times for Colorado). 78% of occupied homes here are lived in by their owners, and 78% of those owners still have a mortgage.
Windsor at a glance
| Windsor | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $604,000 | $539,400 | $332,700 |
| Median property tax paid per year | $3,863 | $2,602 | $3,119 |
| Property tax as a share of value | 0.64% | 0.48% | 0.94% |
| Median household income | $127,028 | $95,470 | $80,734 |
| Homes lived in by their owners | 78% | 66% | 65% |
| Owner homes with a mortgage | 78% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $2,483 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 22.2% | 22.1% | 21.0% |
| Median rent | $1,793 | $1,761 | $1,413 |
| Rent as a share of renters' income | 33.8% | 31.4% | 30.6% |
| Median year homes were built | 2009 | 1988 | 1980 |
| Vacant homes | 3.7% | 8.3% | 10.1% |
| Population | 37,914 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Windsor
At this week's average 30-year rate of 7.11%, buying the median Windsor home of $604,000 with 20% down costs about $3,824 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,830, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $163,899 for the 20%-down payment. That payment is 36% of the median Windsor household income of $127,028; at that income and 20% down, the 28% guideline points to a home of about $468,000.
The median rent here is $1,793 a month, so owning the median home costs about $2,031 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $120,800 |
|---|---|
| Loan amount | $483,200 |
| Principal and interest | $3,251 |
| Property taxes (0.64% a year) | $322 |
| Homeowners insurance (our estimate, 0.5% a year) | $252 |
| PMI | $0 |
| Total per month | $3,824 |
Change the numbers in the calculator
| Down payment | $21,140 |
|---|---|
| Loan amount | $593,060 |
| Principal and interest | $3,990 |
| Property taxes (0.64% a year) | $322 |
| Homeowners insurance (our estimate, 0.5% a year) | $252 |
| FHA mortgage insurance | $267 |
| Total per month | $4,830 |
Change the numbers in the calculator
Questions about home buying in Windsor
What is the median home value in Windsor?
About $604,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Windsor?
Homeowners pay a median $3,863 a year, which is about 0.64% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Windsor?
For the median home with 20% down at 7.11%, the payment is about $3,824 a month. Keeping that under 28% of gross income takes about $163,899 a year.
More about Windsor
- Mortgage Refinance in Windsor
- Debt Relief in Windsor
- Home Equity Loans in Windsor
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data