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Buying a home in Hudson, Colorado

The typical owner-occupied home in Hudson is worth about $373,200, 31% below the Colorado median of $539,400 and 12% above the national median of $332,700. Owners pay a median $1,701 a year in property taxes, about 0.46% of their home's value, lower than the Colorado rate of 0.48%. The median household earns $81,250 a year, so the median home costs 4.6 times the median income (5.6 times for Colorado). 77% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.

Hudson at a glance

Hudson Colorado U.S.
Median home value $373,200 $539,400 $332,700
Median property tax paid per year $1,701 $2,602 $3,119
Property tax as a share of value 0.46% 0.48% 0.94%
Median household income $81,250 $95,470 $80,734
Homes lived in by their owners 77% 66% 65%
Owner homes with a mortgage 51% 69% 61%
Median monthly costs, owners with a mortgage $1,994 $2,326 $1,963
Those costs as a share of the owners' income 23.8% 22.1% 21.0%
Median rent $1,283 $1,761 $1,413
Rent as a share of renters' income 27.9% 31.4% 30.6%
Median year homes were built 1987 1988 1980
Vacant homes 4.9% 8.3% 10.1%
Population 2,006 5,862,189 334,922,499

What a typical home costs per month in Hudson

At this week's average 30-year rate of 7.11%, buying the median Hudson home of $373,200 with 20% down costs about $2,307 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,929, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $98,871 for the 20%-down payment. That payment is 34% of the median Hudson household income of $81,250; at that income and 20% down, the 28% guideline points to a home of about $307,000.

The median rent here is $1,283 a month, so owning the median home costs about $1,024 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$74,640
Loan amount$298,560
Principal and interest$2,008
Property taxes (0.46% a year)$143
Homeowners insurance (our estimate, 0.5% a year)$156
PMI$0
Total per month$2,307

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3.5% down, 30-year FHA loan
Down payment$13,062
Loan amount$366,440
Principal and interest$2,465
Property taxes (0.46% a year)$143
Homeowners insurance (our estimate, 0.5% a year)$156
FHA mortgage insurance$165
Total per month$2,929

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Questions about home buying in Hudson

What is the median home value in Hudson?

About $373,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hudson?

Homeowners pay a median $1,701 a year, which is about 0.46% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hudson?

For the median home with 20% down at 7.11%, the payment is about $2,307 a month. Keeping that under 28% of gross income takes about $98,871 a year.

More about Hudson

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data