The typical owner-occupied home in Boulder County is worth about $756,300, 40% above the Colorado median of $539,400 and 2.3 times the national median of $332,700. Owners pay a median $3,998 a year in property taxes, about 0.53% of their home's value, higher than the Colorado rate of 0.48%. The median household earns $103,994 a year, so the median home costs 7.3 times the median income (5.6 times for Colorado). 62% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
Boulder County at a glance
| Boulder County | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $756,300 | $539,400 | $332,700 |
| Median property tax paid per year | $3,998 | $2,602 | $3,119 |
| Property tax as a share of value | 0.53% | 0.48% | 0.94% |
| Median household income | $103,994 | $95,470 | $80,734 |
| Homes lived in by their owners | 62% | 66% | 65% |
| Owner homes with a mortgage | 66% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $2,743 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 21.2% | 22.1% | 21.0% |
| Median rent | $1,966 | $1,761 | $1,413 |
| Rent as a share of renters' income | 35.0% | 31.4% | 30.6% |
| Median year homes were built | 1986 | 1988 | 1980 |
| Vacant homes | 5.3% | 8.3% | 10.1% |
| Population | 328,961 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Boulder County
At this week's average 30-year rate of 7.11%, buying the median Boulder County home of $756,300 with 20% down costs about $4,719 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,101, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $202,256 for the 20%-down payment. That payment is 54% of the median Boulder County household income of $103,994; at that income and 20% down, the 28% guideline points to a home of about $389,000.
The median rent here is $1,966 a month, so owning the median home costs about $2,753 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $151,260 |
|---|---|
| Loan amount | $605,040 |
| Principal and interest | $4,070 |
| Property taxes (0.53% a year) | $334 |
| Homeowners insurance (our estimate, 0.5% a year) | $315 |
| PMI | $0 |
| Total per month | $4,719 |
Change the numbers in the calculator
| Down payment | $26,470 |
|---|---|
| Loan amount | $742,602 |
| Principal and interest | $4,996 |
| Property taxes (0.53% a year) | $334 |
| Homeowners insurance (our estimate, 0.5% a year) | $315 |
| FHA mortgage insurance | $456 |
| Total per month | $6,101 |
Change the numbers in the calculator
Questions about home buying in Boulder County
What is the median home value in Boulder County?
About $756,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Boulder County?
Homeowners pay a median $3,998 a year, which is about 0.53% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Boulder County?
For the median home with 20% down at 7.11%, the payment is about $4,719 a month. Keeping that under 28% of gross income takes about $202,256 a year.
More about Boulder County
- Mortgage Refinance in Boulder County
- Debt Relief in Boulder County
- Home Equity Loans in Boulder County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data