The typical owner-occupied home in Dacono is worth about $482,800, 10% below the Colorado median of $539,400 and 45% above the national median of $332,700. Owners pay a median $3,041 a year in property taxes, about 0.63% of their home's value, higher than the Colorado rate of 0.48%. The median household earns $104,559 a year, so the median home costs 4.6 times the median income (5.6 times for Colorado). 85% of occupied homes here are lived in by their owners, and 82% of those owners still have a mortgage.
Dacono at a glance
| Dacono | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $482,800 | $539,400 | $332,700 |
| Median property tax paid per year | $3,041 | $2,602 | $3,119 |
| Property tax as a share of value | 0.63% | 0.48% | 0.94% |
| Median household income | $104,559 | $95,470 | $80,734 |
| Homes lived in by their owners | 85% | 66% | 65% |
| Owner homes with a mortgage | 82% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $2,372 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 26.3% | 22.1% | 21.0% |
| Median rent | $1,827 | $1,761 | $1,413 |
| Rent as a share of renters' income | 29.5% | 31.4% | 30.6% |
| Median year homes were built | 2009 | 1988 | 1980 |
| Vacant homes | 3.5% | 8.3% | 10.1% |
| Population | 6,530 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Dacono
At this week's average 30-year rate of 7.11%, buying the median Dacono home of $482,800 with 20% down costs about $3,053 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,857, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $130,839 for the 20%-down payment. That payment is 35% of the median Dacono household income of $104,559; at that income and 20% down, the 28% guideline points to a home of about $386,000.
The median rent here is $1,827 a month, so owning the median home costs about $1,226 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $96,560 |
|---|---|
| Loan amount | $386,240 |
| Principal and interest | $2,598 |
| Property taxes (0.63% a year) | $253 |
| Homeowners insurance (our estimate, 0.5% a year) | $201 |
| PMI | $0 |
| Total per month | $3,053 |
Change the numbers in the calculator
| Down payment | $16,898 |
|---|---|
| Loan amount | $474,055 |
| Principal and interest | $3,189 |
| Property taxes (0.63% a year) | $253 |
| Homeowners insurance (our estimate, 0.5% a year) | $201 |
| FHA mortgage insurance | $214 |
| Total per month | $3,857 |
Change the numbers in the calculator
Questions about home buying in Dacono
What is the median home value in Dacono?
About $482,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dacono?
Homeowners pay a median $3,041 a year, which is about 0.63% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dacono?
For the median home with 20% down at 7.11%, the payment is about $3,053 a month. Keeping that under 28% of gross income takes about $130,839 a year.
More about Dacono
- Mortgage Refinance in Dacono
- Debt Relief in Dacono
- Home Equity Loans in Dacono
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data