The typical owner-occupied home in Jackson County is worth about $239,600, 56% below the Colorado median of $539,400 and 28% below the national median of $332,700. Owners pay a median $416 a year in property taxes, about 0.17% of their home's value, lower than the Colorado rate of 0.48%. The median household earns $47,667 a year, so the median home costs 5.0 times the median income (5.6 times for Colorado). 71% of occupied homes here are lived in by their owners, and 33% of those owners still have a mortgage.
Jackson County at a glance
| Jackson County | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $239,600 | $539,400 | $332,700 |
| Median property tax paid per year | $416 | $2,602 | $3,119 |
| Property tax as a share of value | 0.17% | 0.48% | 0.94% |
| Median household income | $47,667 | $95,470 | $80,734 |
| Homes lived in by their owners | 71% | 66% | 65% |
| Owner homes with a mortgage | 33% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $1,412 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 22.1% | 22.1% | 21.0% |
| Median rent | $1,701 | $1,761 | $1,413 |
| Rent as a share of renters' income | 34.7% | 31.4% | 30.6% |
| Median year homes were built | 1979 | 1988 | 1980 |
| Vacant homes | 40.6% | 8.3% | 10.1% |
| Population | 1,372 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Jackson County
At this week's average 30-year rate of 7.11%, buying the median Jackson County home of $239,600 with 20% down costs about $1,423 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,822, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $60,995 for the 20%-down payment. That payment is 36% of the median Jackson County household income of $47,667; at that income and 20% down, the 28% guideline points to a home of about $187,000.
The median rent here is $1,701 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $47,920 |
|---|---|
| Loan amount | $191,680 |
| Principal and interest | $1,289 |
| Property taxes (0.17% a year) | $34 |
| Homeowners insurance (our estimate, 0.5% a year) | $100 |
| PMI | $0 |
| Total per month | $1,423 |
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| Down payment | $8,386 |
|---|---|
| Loan amount | $235,260 |
| Principal and interest | $1,583 |
| Property taxes (0.17% a year) | $34 |
| Homeowners insurance (our estimate, 0.5% a year) | $100 |
| FHA mortgage insurance | $106 |
| Total per month | $1,822 |
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Questions about home buying in Jackson County
What is the median home value in Jackson County?
About $239,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Jackson County?
Homeowners pay a median $416 a year, which is about 0.17% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Jackson County?
For the median home with 20% down at 7.11%, the payment is about $1,423 a month. Keeping that under 28% of gross income takes about $60,995 a year.
More about Jackson County
- Mortgage Refinance in Jackson County
- Debt Relief in Jackson County
- Home Equity Loans in Jackson County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data