The typical owner-occupied home in Pueblo County is worth about $291,300, 46% below the Colorado median of $539,400 and 12% below the national median of $332,700. Owners pay a median $1,467 a year in property taxes, about 0.50% of their home's value, close to the Colorado rate of 0.48%. The median household earns $64,010 a year, so the median home costs 4.6 times the median income (5.6 times for Colorado). 69% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.
Pueblo County at a glance
| Pueblo County | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $291,300 | $539,400 | $332,700 |
| Median property tax paid per year | $1,467 | $2,602 | $3,119 |
| Property tax as a share of value | 0.50% | 0.48% | 0.94% |
| Median household income | $64,010 | $95,470 | $80,734 |
| Homes lived in by their owners | 69% | 66% | 65% |
| Owner homes with a mortgage | 64% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $1,624 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 22.6% | 22.1% | 21.0% |
| Median rent | $1,111 | $1,761 | $1,413 |
| Rent as a share of renters' income | 31.6% | 31.4% | 30.6% |
| Median year homes were built | 1974 | 1988 | 1980 |
| Vacant homes | 7.0% | 8.3% | 10.1% |
| Population | 169,356 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Pueblo County
At this week's average 30-year rate of 7.11%, buying the median Pueblo County home of $291,300 with 20% down costs about $1,810 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,296, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $77,589 for the 20%-down payment. That payment is 34% of the median Pueblo County household income of $64,010; at that income and 20% down, the 28% guideline points to a home of about $240,000.
The median rent here is $1,111 a month, so owning the median home costs about $699 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $58,260 |
|---|---|
| Loan amount | $233,040 |
| Principal and interest | $1,568 |
| Property taxes (0.50% a year) | $121 |
| Homeowners insurance (our estimate, 0.5% a year) | $121 |
| PMI | $0 |
| Total per month | $1,810 |
Change the numbers in the calculator
| Down payment | $10,196 |
|---|---|
| Loan amount | $286,024 |
| Principal and interest | $1,924 |
| Property taxes (0.50% a year) | $121 |
| Homeowners insurance (our estimate, 0.5% a year) | $121 |
| FHA mortgage insurance | $129 |
| Total per month | $2,296 |
Change the numbers in the calculator
Questions about home buying in Pueblo County
What is the median home value in Pueblo County?
About $291,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pueblo County?
Homeowners pay a median $1,467 a year, which is about 0.50% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pueblo County?
For the median home with 20% down at 7.11%, the payment is about $1,810 a month. Keeping that under 28% of gross income takes about $77,589 a year.
More about Pueblo County
- Mortgage Refinance in Pueblo County
- Debt Relief in Pueblo County
- Home Equity Loans in Pueblo County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data