The typical owner-occupied home in South Jordan is worth about $650,500, 33% above the Utah median of $489,400 and 96% above the national median of $332,700. Owners pay a median $3,269 a year in property taxes, about 0.50% of their home's value, close to the Utah rate of 0.52%. The median household earns $134,047 a year, so the median home costs 4.9 times the median income (5.1 times for Utah). 81% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.
South Jordan at a glance
| South Jordan | Utah | U.S. | |
|---|---|---|---|
| Median home value | $650,500 | $489,400 | $332,700 |
| Median property tax paid per year | $3,269 | $2,525 | $3,119 |
| Property tax as a share of value | 0.50% | 0.52% | 0.94% |
| Median household income | $134,047 | $95,166 | $80,734 |
| Homes lived in by their owners | 81% | 70% | 65% |
| Owner homes with a mortgage | 74% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $2,519 | $2,009 | $1,963 |
| Those costs as a share of the owners' income | 18.9% | 20.5% | 21.0% |
| Median rent | $1,991 | $1,496 | $1,413 |
| Rent as a share of renters' income | 27.9% | 28.9% | 30.6% |
| Median year homes were built | 2007 | 1992 | 1980 |
| Vacant homes | 2.3% | 8.1% | 10.1% |
| Population | 82,686 | 3,392,331 | 334,922,499 |
What a typical home costs per month in South Jordan
At this week's average 30-year rate of 7.11%, buying the median South Jordan home of $650,500 with 20% down costs about $4,043 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,126, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $173,265 for the 20%-down payment. That payment is 36% of the median South Jordan household income of $134,047; at that income and 20% down, the 28% guideline points to a home of about $503,000.
The median rent here is $1,991 a month, so owning the median home costs about $2,052 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $130,100 |
|---|---|
| Loan amount | $520,400 |
| Principal and interest | $3,501 |
| Property taxes (0.50% a year) | $271 |
| Homeowners insurance (our estimate, 0.5% a year) | $271 |
| PMI | $0 |
| Total per month | $4,043 |
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| Down payment | $22,768 |
|---|---|
| Loan amount | $638,718 |
| Principal and interest | $4,297 |
| Property taxes (0.50% a year) | $271 |
| Homeowners insurance (our estimate, 0.5% a year) | $271 |
| FHA mortgage insurance | $288 |
| Total per month | $5,126 |
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Questions about home buying in South Jordan
What is the median home value in South Jordan?
About $650,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in South Jordan?
Homeowners pay a median $3,269 a year, which is about 0.50% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in South Jordan?
For the median home with 20% down at 7.11%, the payment is about $4,043 a month. Keeping that under 28% of gross income takes about $173,265 a year.
More about South Jordan
- Mortgage Refinance in South Jordan
- Debt Relief in South Jordan
- Home Equity Loans in South Jordan
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data