The typical owner-occupied home in San Juan County is worth about $224,200, 54% below the Utah median of $489,400 and 33% below the national median of $332,700. Owners pay a median $1,788 a year in property taxes, about 0.80% of their home's value, higher than the Utah rate of 0.52%. The median household earns $64,481 a year, so the median home costs 3.5 times the median income (5.1 times for Utah). 81% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
San Juan County at a glance
| San Juan County | Utah | U.S. | |
|---|---|---|---|
| Median home value | $224,200 | $489,400 | $332,700 |
| Median property tax paid per year | $1,788 | $2,525 | $3,119 |
| Property tax as a share of value | 0.80% | 0.52% | 0.94% |
| Median household income | $64,481 | $95,166 | $80,734 |
| Homes lived in by their owners | 81% | 70% | 65% |
| Owner homes with a mortgage | 36% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $1,529 | $2,009 | $1,963 |
| Those costs as a share of the owners' income | 19.1% | 20.5% | 21.0% |
| Median rent | $867 | $1,496 | $1,413 |
| Rent as a share of renters' income | 23.0% | 28.9% | 30.6% |
| Median year homes were built | 1986 | 1992 | 1980 |
| Vacant homes | 19.8% | 8.1% | 10.1% |
| Population | 14,483 | 3,392,331 | 334,922,499 |
What a typical home costs per month in San Juan County
At this week's average 30-year rate of 7.11%, buying the median San Juan County home of $224,200 with 20% down costs about $1,449 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,823, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $62,119 for the 20%-down payment. That payment is 27% of the median San Juan County household income of $64,481; at that income and 20% down, the 28% guideline points to a home of about $233,000.
The median rent here is $867 a month, so owning the median home costs about $582 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $44,840 |
|---|---|
| Loan amount | $179,360 |
| Principal and interest | $1,207 |
| Property taxes (0.80% a year) | $149 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| PMI | $0 |
| Total per month | $1,449 |
Change the numbers in the calculator
| Down payment | $7,847 |
|---|---|
| Loan amount | $220,139 |
| Principal and interest | $1,481 |
| Property taxes (0.80% a year) | $149 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| FHA mortgage insurance | $99 |
| Total per month | $1,823 |
Change the numbers in the calculator
Questions about home buying in San Juan County
What is the median home value in San Juan County?
About $224,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in San Juan County?
Homeowners pay a median $1,788 a year, which is about 0.80% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in San Juan County?
For the median home with 20% down at 7.11%, the payment is about $1,449 a month. Keeping that under 28% of gross income takes about $62,119 a year.
More about San Juan County
- Mortgage Refinance in San Juan County
- Debt Relief in San Juan County
- Home Equity Loans in San Juan County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data