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Buying a home in Duchesne County, Utah

The typical owner-occupied home in Duchesne County is worth about $283,700, 42% below the Utah median of $489,400 and 15% below the national median of $332,700. Owners pay a median $1,742 a year in property taxes, about 0.61% of their home's value, higher than the Utah rate of 0.52%. The median household earns $78,445 a year, so the median home costs 3.6 times the median income (5.1 times for Utah). 79% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.

Duchesne County at a glance

Duchesne County Utah U.S.
Median home value $283,700 $489,400 $332,700
Median property tax paid per year $1,742 $2,525 $3,119
Property tax as a share of value 0.61% 0.52% 0.94%
Median household income $78,445 $95,166 $80,734
Homes lived in by their owners 79% 70% 65%
Owner homes with a mortgage 56% 69% 61%
Median monthly costs, owners with a mortgage $1,599 $2,009 $1,963
Those costs as a share of the owners' income 19.4% 20.5% 21.0%
Median rent $1,009 $1,496 $1,413
Rent as a share of renters' income 21.9% 28.9% 30.6%
Median year homes were built 1986 1992 1980
Vacant homes 23.8% 8.1% 10.1%
Population 20,185 3,392,331 334,922,499

What a typical home costs per month in Duchesne County

At this week's average 30-year rate of 7.11%, buying the median Duchesne County home of $283,700 with 20% down costs about $1,789 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,262, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $76,680 for the 20%-down payment. That payment is 27% of the median Duchesne County household income of $78,445; at that income and 20% down, the 28% guideline points to a home of about $290,000.

The median rent here is $1,009 a month, so owning the median home costs about $780 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$56,740
Loan amount$226,960
Principal and interest$1,527
Property taxes (0.61% a year)$144
Homeowners insurance (our estimate, 0.5% a year)$118
PMI$0
Total per month$1,789

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3.5% down, 30-year FHA loan
Down payment$9,930
Loan amount$278,561
Principal and interest$1,874
Property taxes (0.61% a year)$144
Homeowners insurance (our estimate, 0.5% a year)$118
FHA mortgage insurance$125
Total per month$2,262

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Questions about home buying in Duchesne County

What is the median home value in Duchesne County?

About $283,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Duchesne County?

Homeowners pay a median $1,742 a year, which is about 0.61% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Duchesne County?

For the median home with 20% down at 7.11%, the payment is about $1,789 a month. Keeping that under 28% of gross income takes about $76,680 a year.

More about Duchesne County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data