The typical owner-occupied home in Rich County is worth about $334,600, 32% below the Utah median of $489,400 and about the same as the national median of $332,700. Owners pay a median $859 a year in property taxes, about 0.26% of their home's value, lower than the Utah rate of 0.52%. The median household earns $79,009 a year, so the median home costs 4.2 times the median income (5.1 times for Utah). 85% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Rich County at a glance
| Rich County | Utah | U.S. | |
|---|---|---|---|
| Median home value | $334,600 | $489,400 | $332,700 |
| Median property tax paid per year | $859 | $2,525 | $3,119 |
| Property tax as a share of value | 0.26% | 0.52% | 0.94% |
| Median household income | $79,009 | $95,166 | $80,734 |
| Homes lived in by their owners | 85% | 70% | 65% |
| Owner homes with a mortgage | 52% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $1,423 | $2,009 | $1,963 |
| Those costs as a share of the owners' income | 18.6% | 20.5% | 21.0% |
| Median rent | $760 | $1,496 | $1,413 |
| Rent as a share of renters' income | 23.1% | 28.9% | 30.6% |
| Median year homes were built | 1992 | 1992 | 1980 |
| Vacant homes | 72.6% | 8.1% | 10.1% |
| Population | 2,631 | 3,392,331 | 334,922,499 |
What a typical home costs per month in Rich County
At this week's average 30-year rate of 7.11%, buying the median Rich County home of $334,600 with 20% down costs about $2,013 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,570, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $86,255 for the 20%-down payment. That payment is 31% of the median Rich County household income of $79,009; at that income and 20% down, the 28% guideline points to a home of about $306,000.
The median rent here is $760 a month, so owning the median home costs about $1,253 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $66,920 |
|---|---|
| Loan amount | $267,680 |
| Principal and interest | $1,801 |
| Property taxes (0.26% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $139 |
| PMI | $0 |
| Total per month | $2,013 |
Change the numbers in the calculator
| Down payment | $11,711 |
|---|---|
| Loan amount | $328,540 |
| Principal and interest | $2,210 |
| Property taxes (0.26% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $139 |
| FHA mortgage insurance | $148 |
| Total per month | $2,570 |
Change the numbers in the calculator
Questions about home buying in Rich County
What is the median home value in Rich County?
About $334,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Rich County?
Homeowners pay a median $859 a year, which is about 0.26% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Rich County?
For the median home with 20% down at 7.11%, the payment is about $2,013 a month. Keeping that under 28% of gross income takes about $86,255 a year.
More about Rich County
- Mortgage Refinance in Rich County
- Debt Relief in Rich County
- Home Equity Loans in Rich County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data