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Buying a home in Sevier County, Utah

The typical owner-occupied home in Sevier County is worth about $311,200, 36% below the Utah median of $489,400 and 6% below the national median of $332,700. Owners pay a median $1,683 a year in property taxes, about 0.54% of their home's value, close to the Utah rate of 0.52%. The median household earns $74,884 a year, so the median home costs 4.2 times the median income (5.1 times for Utah). 78% of occupied homes here are lived in by their owners, and 58% of those owners still have a mortgage.

Sevier County at a glance

Sevier County Utah U.S.
Median home value $311,200 $489,400 $332,700
Median property tax paid per year $1,683 $2,525 $3,119
Property tax as a share of value 0.54% 0.52% 0.94%
Median household income $74,884 $95,166 $80,734
Homes lived in by their owners 78% 70% 65%
Owner homes with a mortgage 58% 69% 61%
Median monthly costs, owners with a mortgage $1,481 $2,009 $1,963
Those costs as a share of the owners' income 19.4% 20.5% 21.0%
Median rent $912 $1,496 $1,413
Rent as a share of renters' income 24.4% 28.9% 30.6%
Median year homes were built 1977 1992 1980
Vacant homes 15.0% 8.1% 10.1%
Population 22,085 3,392,331 334,922,499

What a typical home costs per month in Sevier County

At this week's average 30-year rate of 7.11%, buying the median Sevier County home of $311,200 with 20% down costs about $1,944 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,463, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $83,335 for the 20%-down payment. That payment is 31% of the median Sevier County household income of $74,884; at that income and 20% down, the 28% guideline points to a home of about $280,000.

The median rent here is $912 a month, so owning the median home costs about $1,032 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$62,240
Loan amount$248,960
Principal and interest$1,675
Property taxes (0.54% a year)$140
Homeowners insurance (our estimate, 0.5% a year)$130
PMI$0
Total per month$1,944

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3.5% down, 30-year FHA loan
Down payment$10,892
Loan amount$305,563
Principal and interest$2,056
Property taxes (0.54% a year)$140
Homeowners insurance (our estimate, 0.5% a year)$130
FHA mortgage insurance$138
Total per month$2,463

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Questions about home buying in Sevier County

What is the median home value in Sevier County?

About $311,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Sevier County?

Homeowners pay a median $1,683 a year, which is about 0.54% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Sevier County?

For the median home with 20% down at 7.11%, the payment is about $1,944 a month. Keeping that under 28% of gross income takes about $83,335 a year.

More about Sevier County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data