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Buying a home in Piute County, Utah

The typical owner-occupied home in Piute County is worth about $264,800, 46% below the Utah median of $489,400 and 20% below the national median of $332,700. Owners pay a median $939 a year in property taxes, about 0.35% of their home's value, lower than the Utah rate of 0.52%. The median household earns $48,393 a year, so the median home costs 5.5 times the median income (5.1 times for Utah). 95% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.

Piute County at a glance

Piute County Utah U.S.
Median home value $264,800 $489,400 $332,700
Median property tax paid per year $939 $2,525 $3,119
Property tax as a share of value 0.35% 0.52% 0.94%
Median household income $48,393 $95,166 $80,734
Homes lived in by their owners 95% 70% 65%
Owner homes with a mortgage 55% 69% 61%
Median monthly costs, owners with a mortgage $1,193 $2,009 $1,963
Those costs as a share of the owners' income 22.0% 20.5% 21.0%
Median rent $950 $1,496 $1,413
Rent as a share of renters' income 27.0% 28.9% 30.6%
Median year homes were built 1976 1992 1980
Vacant homes 36.1% 8.1% 10.1%
Population 1,694 3,392,331 334,922,499

What a typical home costs per month in Piute County

At this week's average 30-year rate of 7.11%, buying the median Piute County home of $264,800 with 20% down costs about $1,613 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,054, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $69,113 for the 20%-down payment. That payment is 40% of the median Piute County household income of $48,393; at that income and 20% down, the 28% guideline points to a home of about $185,000.

The median rent here is $950 a month, so owning the median home costs about $663 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$52,960
Loan amount$211,840
Principal and interest$1,425
Property taxes (0.35% a year)$77
Homeowners insurance (our estimate, 0.5% a year)$110
PMI$0
Total per month$1,613

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3.5% down, 30-year FHA loan
Down payment$9,268
Loan amount$260,004
Principal and interest$1,749
Property taxes (0.35% a year)$77
Homeowners insurance (our estimate, 0.5% a year)$110
FHA mortgage insurance$117
Total per month$2,054

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Questions about home buying in Piute County

What is the median home value in Piute County?

About $264,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Piute County?

Homeowners pay a median $939 a year, which is about 0.35% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Piute County?

For the median home with 20% down at 7.11%, the payment is about $1,613 a month. Keeping that under 28% of gross income takes about $69,113 a year.

More about Piute County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data