The typical owner-occupied home in Coupland is worth about $230,900, 19% below the Texas median of $283,800 and 31% below the national median of $332,700. 84% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Coupland at a glance
| Coupland | Texas | U.S. | |
|---|---|---|---|
| Median home value | $230,900 | $283,800 | $332,700 |
| Median property tax paid per year | – | $4,232 | $3,119 |
| Median household income | – | $78,476 | $80,734 |
| Homes lived in by their owners | 84% | 63% | 65% |
| Owner homes with a mortgage | 52% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,716 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 18.5% | 21.7% | 21.0% |
| Median rent | $1,750 | $1,403 | $1,413 |
| Rent as a share of renters' income | 29.6% | 30.9% | 30.6% |
| Median year homes were built | 1982 | 1992 | 1980 |
| Vacant homes | 4.4% | 9.4% | 10.1% |
| Population | 491 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Coupland
At this week's average 30-year rate of 7.11%, buying the median Coupland home of $230,900 with 20% down costs about $1,550 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,935, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $66,450 for the 20%-down payment.
The median rent here is $1,750 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $46,180 |
|---|---|
| Loan amount | $184,720 |
| Principal and interest | $1,243 |
| Property taxes (1.10% a year) | $212 |
| Homeowners insurance (our estimate, 0.5% a year) | $96 |
| PMI | $0 |
| Total per month | $1,550 |
Change the numbers in the calculator
| Down payment | $8,082 |
|---|---|
| Loan amount | $226,718 |
| Principal and interest | $1,525 |
| Property taxes (1.10% a year) | $212 |
| Homeowners insurance (our estimate, 0.5% a year) | $96 |
| FHA mortgage insurance | $102 |
| Total per month | $1,935 |
Change the numbers in the calculator
Questions about home buying in Coupland
What is the median home value in Coupland?
About $230,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Coupland?
For the median home with 20% down at 7.11%, the payment is about $1,550 a month. Keeping that under 28% of gross income takes about $66,450 a year.
More about Coupland
- Mortgage Refinance in Coupland
- Debt Relief in Coupland
- Home Equity Loans in Coupland
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data