The typical owner-occupied home in San Perlita is worth about $56,600, 80% below the Texas median of $283,800 and 83% below the national median of $332,700. Owners pay a median $781 a year in property taxes, about 1.38% of their home's value, lower than the Texas rate of 1.49%. The median household earns $74,688 a year, so the median home costs 0.8 times the median income (3.6 times for Texas). 100% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.
San Perlita at a glance
| San Perlita | Texas | U.S. | |
|---|---|---|---|
| Median home value | $56,600 | $283,800 | $332,700 |
| Median property tax paid per year | $781 | $4,232 | $3,119 |
| Property tax as a share of value | 1.38% | 1.49% | 0.94% |
| Median household income | $74,688 | $78,476 | $80,734 |
| Homes lived in by their owners | 100% | 63% | 65% |
| Owner homes with a mortgage | 48% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,069 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 16.1% | 21.7% | 21.0% |
| Median rent | – | $1,403 | $1,413 |
| Median year homes were built | 1970 | 1992 | 1980 |
| Vacant homes | 35.3% | 9.4% | 10.1% |
| Population | 462 | 30,188,424 | 334,922,499 |
What a typical home costs per month in San Perlita
At this week's average 30-year rate of 7.11%, buying the median San Perlita home of $56,600 with 20% down costs about $393 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $488, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,854 for the 20%-down payment. That payment is 6% of the median San Perlita household income of $74,688; at that income and 20% down, the 28% guideline points to a home of about $251,000.
| Down payment | $11,320 |
|---|---|
| Loan amount | $45,280 |
| Principal and interest | $305 |
| Property taxes (1.38% a year) | $65 |
| Homeowners insurance (our estimate, 0.5% a year) | $24 |
| PMI | $0 |
| Total per month | $393 |
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| Down payment | $1,981 |
|---|---|
| Loan amount | $55,575 |
| Principal and interest | $374 |
| Property taxes (1.38% a year) | $65 |
| Homeowners insurance (our estimate, 0.5% a year) | $24 |
| FHA mortgage insurance | $25 |
| Total per month | $488 |
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Questions about home buying in San Perlita
What is the median home value in San Perlita?
About $56,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in San Perlita?
Homeowners pay a median $781 a year, which is about 1.38% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in San Perlita?
For the median home with 20% down at 7.11%, the payment is about $393 a month. Keeping that under 28% of gross income takes about $16,854 a year.
More about San Perlita
- Mortgage Refinance in San Perlita
- Debt Relief in San Perlita
- Home Equity Loans in San Perlita
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data