The typical owner-occupied home in Brookshire is worth about $159,300, 44% below the Texas median of $283,800 and 52% below the national median of $332,700. The median household earns $65,934 a year, so the median home costs 2.4 times the median income (3.6 times for Texas). 51% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.
Brookshire at a glance
| Brookshire | Texas | U.S. | |
|---|---|---|---|
| Median home value | $159,300 | $283,800 | $332,700 |
| Median property tax paid per year | – | $4,232 | $3,119 |
| Median household income | $65,934 | $78,476 | $80,734 |
| Homes lived in by their owners | 51% | 63% | 65% |
| Owner homes with a mortgage | 43% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,454 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 24.7% | 21.7% | 21.0% |
| Median rent | $1,264 | $1,403 | $1,413 |
| Rent as a share of renters' income | 23.2% | 30.9% | 30.6% |
| Median year homes were built | 1988 | 1992 | 1980 |
| Vacant homes | 11.0% | 9.4% | 10.1% |
| Population | 5,495 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Brookshire
At this week's average 30-year rate of 7.11%, buying the median Brookshire home of $159,300 with 20% down costs about $1,070 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,335, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,844 for the 20%-down payment. That payment is 19% of the median Brookshire household income of $65,934; at that income and 20% down, the 28% guideline points to a home of about $229,000.
The median rent here is $1,264 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $31,860 |
|---|---|
| Loan amount | $127,440 |
| Principal and interest | $857 |
| Property taxes (1.10% a year) | $146 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| PMI | $0 |
| Total per month | $1,070 |
Change the numbers in the calculator
| Down payment | $5,576 |
|---|---|
| Loan amount | $156,415 |
| Principal and interest | $1,052 |
| Property taxes (1.10% a year) | $146 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| FHA mortgage insurance | $70 |
| Total per month | $1,335 |
Change the numbers in the calculator
Questions about home buying in Brookshire
What is the median home value in Brookshire?
About $159,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Brookshire?
For the median home with 20% down at 7.11%, the payment is about $1,070 a month. Keeping that under 28% of gross income takes about $45,844 a year.
More about Brookshire
- Mortgage Refinance in Brookshire
- Debt Relief in Brookshire
- Home Equity Loans in Brookshire
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data