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Buying a home in Sabinal, Texas

The typical owner-occupied home in Sabinal is worth about $80,100, 72% below the Texas median of $283,800 and 76% below the national median of $332,700. Owners pay a median $570 a year in property taxes, about 0.71% of their home's value, lower than the Texas rate of 1.49%. The median household earns $33,542 a year, so the median home costs 2.4 times the median income (3.6 times for Texas). 75% of occupied homes here are lived in by their owners, and 5% of those owners still have a mortgage.

Sabinal at a glance

Sabinal Texas U.S.
Median home value $80,100 $283,800 $332,700
Median property tax paid per year $570 $4,232 $3,119
Property tax as a share of value 0.71% 1.49% 0.94%
Median household income $33,542 $78,476 $80,734
Homes lived in by their owners 75% 63% 65%
Owner homes with a mortgage 5% 56% 61%
Median monthly costs, owners with a mortgage – $2,106 $1,963
Median rent $556 $1,403 $1,413
Rent as a share of renters' income 28.8% 30.9% 30.6%
Median year homes were built 1978 1992 1980
Vacant homes 27.2% 9.4% 10.1%
Population 799 30,188,424 334,922,499

What a typical home costs per month in Sabinal

At this week's average 30-year rate of 7.11%, buying the median Sabinal home of $80,100 with 20% down costs about $512 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $645, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $21,936 for the 20%-down payment. That payment is 18% of the median Sabinal household income of $33,542; at that income and 20% down, the 28% guideline points to a home of about $122,000.

The median rent here is $556 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$16,020
Loan amount$64,080
Principal and interest$431
Property taxes (0.71% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$33
PMI$0
Total per month$512

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3.5% down, 30-year FHA loan
Down payment$2,804
Loan amount$78,649
Principal and interest$529
Property taxes (0.71% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$33
FHA mortgage insurance$35
Total per month$645

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Questions about home buying in Sabinal

What is the median home value in Sabinal?

About $80,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Sabinal?

Homeowners pay a median $570 a year, which is about 0.71% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Sabinal?

For the median home with 20% down at 7.11%, the payment is about $512 a month. Keeping that under 28% of gross income takes about $21,936 a year.

More about Sabinal

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data