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Buying a home in Crowley, Texas

The typical owner-occupied home in Crowley is worth about $269,100, 5% below the Texas median of $283,800 and 19% below the national median of $332,700. Owners pay a median $4,911 a year in property taxes, about 1.82% of their home's value, higher than the Texas rate of 1.49%. The median household earns $95,030 a year, so the median home costs 2.8 times the median income (3.6 times for Texas). 74% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.

Crowley at a glance

Crowley Texas U.S.
Median home value $269,100 $283,800 $332,700
Median property tax paid per year $4,911 $4,232 $3,119
Property tax as a share of value 1.82% 1.49% 0.94%
Median household income $95,030 $78,476 $80,734
Homes lived in by their owners 74% 63% 65%
Owner homes with a mortgage 69% 56% 61%
Median monthly costs, owners with a mortgage $2,040 $2,106 $1,963
Those costs as a share of the owners' income 20.3% 21.7% 21.0%
Median rent $1,725 $1,403 $1,413
Rent as a share of renters' income 27.2% 30.9% 30.6%
Median year homes were built 2003 1992 1980
Vacant homes 4.4% 9.4% 10.1%
Population 19,532 30,188,424 334,922,499

What a typical home costs per month in Crowley

At this week's average 30-year rate of 7.11%, buying the median Crowley home of $269,100 with 20% down costs about $1,968 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,417, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,363 for the 20%-down payment. That payment is 25% of the median Crowley household income of $95,030; at that income and 20% down, the 28% guideline points to a home of about $303,000.

The median rent here is $1,725 a month, so owning the median home costs about $243 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$53,820
Loan amount$215,280
Principal and interest$1,448
Property taxes (1.82% a year)$408
Homeowners insurance (our estimate, 0.5% a year)$112
PMI$0
Total per month$1,968

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3.5% down, 30-year FHA loan
Down payment$9,418
Loan amount$264,226
Principal and interest$1,777
Property taxes (1.82% a year)$408
Homeowners insurance (our estimate, 0.5% a year)$112
FHA mortgage insurance$119
Total per month$2,417

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Questions about home buying in Crowley

What is the median home value in Crowley?

About $269,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Crowley?

Homeowners pay a median $4,911 a year, which is about 1.82% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Crowley?

For the median home with 20% down at 7.11%, the payment is about $1,968 a month. Keeping that under 28% of gross income takes about $84,363 a year.

More about Crowley

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data