The typical owner-occupied home in Tulia is worth about $81,100, 71% below the Texas median of $283,800 and 76% below the national median of $332,700. Owners pay a median $1,581 a year in property taxes, about 1.95% of their home's value, higher than the Texas rate of 1.49%. The median household earns $32,288 a year, so the median home costs 2.5 times the median income (3.6 times for Texas). 56% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
Tulia at a glance
| Tulia | Texas | U.S. | |
|---|---|---|---|
| Median home value | $81,100 | $283,800 | $332,700 |
| Median property tax paid per year | $1,581 | $4,232 | $3,119 |
| Property tax as a share of value | 1.95% | 1.49% | 0.94% |
| Median household income | $32,288 | $78,476 | $80,734 |
| Homes lived in by their owners | 56% | 63% | 65% |
| Owner homes with a mortgage | 26% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,441 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 35.0% | 21.7% | 21.0% |
| Median rent | $771 | $1,403 | $1,413 |
| Rent as a share of renters' income | 29.8% | 30.9% | 30.6% |
| Median year homes were built | 1959 | 1992 | 1980 |
| Vacant homes | 15.6% | 9.4% | 10.1% |
| Population | 4,422 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Tulia
At this week's average 30-year rate of 7.11%, buying the median Tulia home of $81,100 with 20% down costs about $602 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $737, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,801 for the 20%-down payment. That payment is 22% of the median Tulia household income of $32,288; at that income and 20% down, the 28% guideline points to a home of about $101,000.
The median rent here is $771 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $16,220 |
|---|---|
| Loan amount | $64,880 |
| Principal and interest | $436 |
| Property taxes (1.95% a year) | $132 |
| Homeowners insurance (our estimate, 0.5% a year) | $34 |
| PMI | $0 |
| Total per month | $602 |
Change the numbers in the calculator
| Down payment | $2,838 |
|---|---|
| Loan amount | $79,631 |
| Principal and interest | $536 |
| Property taxes (1.95% a year) | $132 |
| Homeowners insurance (our estimate, 0.5% a year) | $34 |
| FHA mortgage insurance | $36 |
| Total per month | $737 |
Change the numbers in the calculator
Questions about home buying in Tulia
What is the median home value in Tulia?
About $81,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Tulia?
Homeowners pay a median $1,581 a year, which is about 1.95% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Tulia?
For the median home with 20% down at 7.11%, the payment is about $602 a month. Keeping that under 28% of gross income takes about $25,801 a year.
More about Tulia
- Mortgage Refinance in Tulia
- Debt Relief in Tulia
- Home Equity Loans in Tulia
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data