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Buying a home in San Isidro, Texas

The typical owner-occupied home in San Isidro is worth about $47,100, 83% below the Texas median of $283,800 and 86% below the national median of $332,700. Owners pay a median $555 a year in property taxes, about 1.18% of their home's value, lower than the Texas rate of 1.49%. 80% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

San Isidro at a glance

San Isidro Texas U.S.
Median home value $47,100 $283,800 $332,700
Median property tax paid per year $555 $4,232 $3,119
Property tax as a share of value 1.18% 1.49% 0.94%
Median household income – $78,476 $80,734
Homes lived in by their owners 80% 63% 65%
Owner homes with a mortgage 0% 56% 61%
Median monthly costs, owners with a mortgage – $2,106 $1,963
Median rent – $1,403 $1,413
Median year homes were built 1977 1992 1980
Vacant homes 25.9% 9.4% 10.1%
Population 214 30,188,424 334,922,499

What a typical home costs per month in San Isidro

At this week's average 30-year rate of 7.11%, buying the median San Isidro home of $47,100 with 20% down costs about $319 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $398, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $13,689 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$9,420
Loan amount$37,680
Principal and interest$253
Property taxes (1.18% a year)$46
Homeowners insurance (our estimate, 0.5% a year)$20
PMI$0
Total per month$319

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3.5% down, 30-year FHA loan
Down payment$1,648
Loan amount$46,247
Principal and interest$311
Property taxes (1.18% a year)$46
Homeowners insurance (our estimate, 0.5% a year)$20
FHA mortgage insurance$21
Total per month$398

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Questions about home buying in San Isidro

What is the median home value in San Isidro?

About $47,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in San Isidro?

Homeowners pay a median $555 a year, which is about 1.18% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in San Isidro?

For the median home with 20% down at 7.11%, the payment is about $319 a month. Keeping that under 28% of gross income takes about $13,689 a year.

More about San Isidro

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data